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6660 State Route 41, Homer, NY, 13077

4beds
2baths
2,992sqft
$139,900
$47price/sqft
$1,524/moest. monthly cost
$60,960/yrincome needed

About This Home

Opportunity meets versatility in this well-maintained two-family home set on a corner lot. Each residence offers a comfortable layout featuring 2 bedrooms and 1 full bath, making this property ideal for owner-occupants, multi-generational living, or investment potential. This property provides the perfect balance of privacy and convenience. Both apartments offer bright living areas, functional kitchens, and comfortable bedrooms designed for everyday living. Whether you are looking to expand your investment portfolio or enjoy the benefits of rental income while living on-site, this property offers flexibility, and value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
6/10
Homer Junior High SchoolGrades 6-86.6 mi
7/10
Homer Senior High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 2,992
  • Total interior livable area: 2,992 sqft

Property

Details

  • Parcel number: 11380002500000010600000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Propane Tank - Owned

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: 224 x 37

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Cortland County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$67$804
Property Taxes $256$3,072
Electricity $494$5,933
Total$1,524$18,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,251/yr
40% on housing$45,720/yr
45% on housing$40,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -4.7%
-4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 13077$225
Cortland County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 13077$150
Cortland County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$139,900
2026-05-23Listed for sale$139,900

For Sale by Agent

AgentChristopher Holl
BrokerageBerkshire Hathaway HomeServices Heritage Realty

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