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49 Alder Way #7A, Whitefish, MT, 59937

1beds
1baths
678sqft
$319,900
$472price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Whitefish recreation, rental flexibility, and mountain-town lifestyle come together in this inviting Ptarmigan Village condo. Tucked among the trees with peaceful creek views from the only covered and private balcony in the building, this property offers the perfect basecamp for year-round Montana adventure. Spend winter days on the slopes at Whitefish Mountain Resort, summer afternoons on Whitefish Lake, and weekends exploring Glacier National Park, downtown Whitefish, hiking, biking, fishing, and endless outdoor recreation just minutes away. The comfortable layout provides an easy lock-and-leave retreat, full-time residence, or income-producing opportunity with short- or long-term rental potential. Whether you are looking for a personal getaway, investment property, or a place to share the Whitefish lifestyle with guests, this condo offers a desirable blend of location, natural surroundings, and flexibility in one of Northwest Montana’s most loved resort communities.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Whitefish Middle 5-8Grades 5-83.6 mi
8/10
Whitefish High SchoolGrades 9-124.0 mi
8/10
L A Muldown SchoolGrades PK-44.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric,Wood Stove

Interior Area

  • Total interior livable area: 678 sqft

Property

Details

  • Parcel number: 07429212304017007
  • Zoning: Residential
  • Zoning description: RR-1
  • Special condition: Standard

Features

  • Patio & porch: Covered
  • Exterior features: Breezeway
  • Has view: Yes
  • View description: Ski Area,Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • Waterfront features: Pond,Water Access
  • Waterbody name: Elmer's Pond

Lot

  • Features: Spring,See Remarks,Views,Wooded

Parking

  • Parking features: Additional Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance $71$852
Property Taxes $143$1,716
Electricity $151$1,812
Total$1,982$23,784

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 59937$570
Flathead County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 59937$482
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$319,900
2026-06-29Price change$330,000
2026-05-23Listed for sale$335,000

For Sale by Agent

AgentHeidi Santone
BrokerageWindermere Real Estate Whitefish

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