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102 E Hillsboro St, Tyler, TX, 75702

3beds
2baths
1,350sqft
$219,900
$163price/sqft
$1,813/moest. monthly cost
$72,520/yrincome needed

About This Home

Welcome to 103 E Hillsboro St a completely remodeled home that blends modern comfort with exceptional craftsmanship. This beautifully updated 3 bedroom, 2 bath property comes fully furnished, offering a true move in ready experience. Every detail of this home reflects the quality and care put into its transformation. From the thoughtfully designed layout to the finishes throughout, the craftsmanship is evident at every turn. The interior feels fresh, cohesive, and inviting, making it perfect for both everyday living and entertaining. The property also features a very spacious backyard, providing plenty of room for outdoor gatherings, relaxation, or future additions. All appliances and TVs are included, adding even more value and convenience for the next owner. Located in a quiet, well-established neighborhood, this home offers a peaceful setting while still being centrally positioned near grocery stores, schools, and all that downtown Tyler has to offer. With downtown Tyler continuing to grow into a key destination, this location makes the home even more desirable. Whether you're looking for a primary residence or a turnkey investment opportunity, this home stands out with its style, functionality, and attention to detail. Come see for yourself what makes this property truly special.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
6/10
Moore MST Magnet SchoolGrades 6-82.6 mi
4/10
Tyler High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick and Wood,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Microwave,Refrigerator,Electric Cooktop

Bathroom

  • Features: Shower Only

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other/See Remarks
  • Fencing: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$254$3,048
Property Taxes $210$2,520
Electricity $238$2,859
Total$1,813$21,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,160/yr
40% on housing$54,390/yr
45% on housing$48,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 75702$87
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75702$136
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Price change$219,900
2026-04-29Listed for sale$229,900

For Sale by Agent

AgentJavier Araiza
BrokerageMora Realty Group, LLC

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