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1021 SE Monterey Rd #1-16, Stuart, FL, 34994

1beds
1baths
424sqft
$135,000
$318price/sqft
$994/moest. monthly cost
$39,760/yrincome needed

About This Home

Seller financing or lease only property: Affordable and renovated one bedroom 1 bathroom apartment close to all things Stuart, located off Monterey road near US1 in Sierra Condominiums. Featuring quartz countertops, tile floors throughout, and fully updated bathroom. Community pool, laundry, and recreation area. This apartment is waiting for the perfect live in buyer- no age or rental restrictions for immediate potential income producing property.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
Jensen Beach High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Courtyard
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 424
  • Total interior livable area: 424 sqft

Property

Details

  • Parcel number: 093841010001001607
  • Special condition: Listed As-Is

Features

  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 4.11 Acres

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Inland Flooding
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$30$360
Property Taxes $85$1,020
Electricity $197$2,366
Total$994$11,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,080/yr
40% on housing$29,820/yr
45% on housing$26,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 34994$209
Martin County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 34994$394
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-24Listed for sale$135,000

For Sale by Agent

AgentTera Parsons
BrokerageIndiantown Realty Corp

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