96 Ems W29b Ln #1, North Webster, IN, 46555
About This Home
Experience exceptional lake living with 240 feet of prime frontage on Yellow Banks Point at beautiful Webster Lake! This rare and unique property offers nearly 360-degree panoramic water views, creating a truly breathtaking setting from sunrise to sunset. Situated on one of Indiana’s most sought-after all-sports lakes, Webster Lake is known for its crystal-clear waters, excellent boating, fishing, skiing, and year-round recreation. With over 700 acres of scenic beauty, Webster Lake connects lake lovers to a vibrant waterfront lifestyle while still offering peaceful natural surroundings. Yellow Banks Point is especially desirable for its stunning views, premium frontage, and unforgettable sunsets. This one-of-a-kind property includes two separate fully furnished homes, each featuring 2 bedrooms and 1 full bath—perfect for multi-generational living, guest accommodations, rental income potential, or your own private lake retreat. One home has been completely remodeled with updated finishes and modern comforts, while the second home was remodeled approximately 10+ years ago and offers great additional living space with timeless lake charm. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, properties like this are incredibly rare. Endless waterfront views, expansive frontage, and dual-home flexibility make this an extraordinary opportunity on Webster Lake! All Contents remain except, kayaks ands paddleboards.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Cabin/Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Elec,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Electric Cooktop,Gas Cooktop,Dryer-Electric,Dryer-Gas,Electric Oven,Gas Oven,Electric Range,Gas Range,Electric Water Heater,Tankless Water Heater,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Full,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 55
Features
- Breakfast Bar,Ceiling Fan(s),Vaulted Ceiling(s),Laminate Counters,Eat-in Kitchen,Kitchen Island,Natural Woodwork,Open Floorplan,Stand Up Shower,Tub/Shower Combination
- Window features: Double Pane Windows,Window Treatments
- Flooring: Carpet,Laminate,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,368
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Heat Pump,Other
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,040
- Total interior livable area: 1,368 sqft
Kitchen
- Level: Main
- Area: 121
Living Room
- Level: Main
- Area: 198
Property
Details
- Parcel number: 430814100040.000023
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Exterior features: Balcony,Fire Pit,Workshop
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Deck on Waterfront,Lake Front,Ski Lake
- Waterbody name: Webster Lake
- Frontage length: Channel/Canal Frontage(0),Water Frontage(240)
Lot
- Lot size: 0.28 Acres
- Features: Corner Lot,Irregular Lot,0-2.9999,Lake,Rural
- Lot size dimensions: 147X82.1
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,881 | $34,572 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $299 | $3,588 |
| Electricity | $184 | $2,212 |
| Total | $3,487 | $41,844 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-24 | Listed for sale | $569,900 |
View on Zillow