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11-3088 Alii Anela St, Volcano, HI, 96785

--beds
0baths
--sqft
$106,000
--price/sqft
$972/moest. monthly cost
$38,880/yrincome needed

About This Home

Set behind a gated driveway and surrounded by tropical greenery, this thoughtfully designed one bedroom retreat offers a flexible and self-sufficient lifestyle in the cool climate community of Royal Hawaiian Estates. Built on a durable concrete slab, the structure has been well constructed with functionality and future possibilities in mind. Powered by an off-grid solar system, the property is equipped to support essential daily living, including operation of the refrigerator and water pump. An included Honda generator provides additional power for the washer and dryer, as well as backup support during extended cloudy weather. The bathroom includes both a bathtub and shower, creating a comfortable setup for full-time living or extended stays. The open wall design allows easy access for future electrical or plumbing modifications, making expansion or customization straightforward. Large front doors open wide to the main living area, offering the versatility to utilize the space as a garage, workshop, or indoor-outdoor living area depending on your needs. Whether used as a long term residence, a temporary living space while building, or a combination workspace and home base, the property offers a wide range of possibilities. Outside you will find bananas, native forest, and ornamental landscaping. An additional opportunity exists with the neighboring lot, which is also available for purchase. Ownership of this property provides priority consideration for the purchase of the adjoining parcel, MLS 730559, allowing buyers the potential to expand their footprint or secure additional privacy and space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-816.0 mi
3/10
Keaau High SchoolGrades 9-1215.8 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3110450510000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 10,000 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $535$6,420
Home Insurance *$33$396
Property Taxes $30$360
Electricity $374$4,497
Total$972$11,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,325/yr
40% on housing$29,160/yr
45% on housing$25,920/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$288
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-24Listed for sale$106,000

For Sale by Agent

AgentHalcy Clinton
BrokerageSavio Realty Ltd. - Puna Office

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