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485 George White Rd, South Otselic, NY, 13155

1beds
1baths
0sqft
$198,500
--price/sqft
$1,714/moest. monthly cost
$68,560/yrincome needed

About This Home

2.43 acres for Sale with Beautiful Turn-Key Rustic Cabin, South Otselic NY! Hillside Cabin with Perkins Pond State Land Across the Road! Nestled on 2.43 scenic acres in the quiet countryside of South Otselic, this beautiful turn-key rustic cabin offers the perfect escape for outdoor enthusiasts, hunters, fishermen, or anyone looking to relax and unwind in nature. Built in 2023, this thoughtfully designed 16x30 year-round hillside cabin boasts stunning long-range views of the surrounding hillsides and is located across the road from Perkins Pond State Forest, providing immediate access to hunting, hiking, wildlife viewing, and endless outdoor recreation. The cabin features two inviting covered porches perfect for enjoying peaceful mornings and evening sunsets. Inside, you'll find a warm and welcoming interior complete with a full kitchen, first-floor bedroom and bathroom, two loft areas for additional sleeping or storage space, a cozy wood stove, and a split-unit system for efficient year-round comfort. The property is fully equipped with electric, a drilled well, septic system, and a spacious storage shed. Offered fully furnished, this is truly a move-in-ready retreat with everything already in place. Situated on a quiet, year-round maintained road, the property is easily accessible in all seasons. Outdoor recreation opportunities abound with the nearby Pharsalia Woods State Forest just minutes away and the renowned Otselic River nearby for excellent fishing and kayaking opportunities. Conveniently located only 2 miles from South Otselic for gas, banking, and essentials, and just 20 minutes to Norwich for shopping, restaurants, and hospital services Whether you're searching for a recreational getaway, hunting camp, or a peaceful country retreat, this Chenango County property offers the very best of country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Wood,Zoned,Other
  • Cooling features: Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Galley,Laminate Counters

Property

Details

  • Parcel number: 78.14.5
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Open Porch
  • Has view: Yes
  • View description: Private,Scenic,Wooded
  • Frontage length: 0

Lot

  • Lot size: 2.43 Acres
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance *$126$1,512
Property Taxes $339$4,068
Electricity $246$2,954
Total$1,714$20,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,765/yr
40% on housing$51,420/yr
45% on housing$45,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13155$98
Chenango County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 13155
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-25Listed for sale$198,500

For Sale by Agent

AgentJeffrey Abulencia
BrokerageNY OUTDOOR REALTY LLC

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