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1936 & 1940 Beartooth Rd, Wolf Creek, MT, 59648

4beds
3baths
2,509sqft
$2,200,000
$877price/sqft
$13,565/moest. monthly cost
$542,600/yrincome needed

About This Home

You will not find a better property on the Lake than this one. This property consists of 2 lots equaling just under an acre of land with approximately 165 feet of that being Lake Frontage. Holter Lake is well know for endless family recreation. Weather it is playing on the water, enjoying all the great fishing, or just taking a casual boat ride, there is endless entertainment opportunities. After a long day on the water, enjoy a relaxing time in the evening around the firepit. The main home is a 3 bedroom 2 bath home with a full covered deck outside to enjoy the views, and is just a stones throw to the lake. The guest house is a great addition to the property, which also has a 3 car garage. Make the extra space into a place for family members or turn it into an Airbnb. This property has so many options with what you can do with it. Keep it all to yourself, use it as an income property, or maybe sell one of the lots. This great property sits between Great Falls and Helena, with a main Airport for easy access. Missouri River, a short drive from the property is know for its blue-ribbon fishing, our just fish all the species the lake has to offer. Make this property that has year around access on the drive side of the lake your Montana Dream.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Wolf Creek SchoolGrades PK-65.5 mi
7/10
Capital High SchoolGrades 9-1225.0 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Poured

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 2,509 sqft

Property

Details

  • Parcel number: 05234215201200000
  • Special condition: Standard

Features

  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Dock Access,Lake,Navigable Water,Waterfront
  • Waterbody name: Holter Lake

Lot

  • Lot size: 0.91 Acres
  • Features: Sprinklers In Ground,Views

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Landslide
Wildfire
Lightning

FEMA Declared Disasters in Lewis and Clark County and Montana

Fire
Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance $931$11,172
Property Taxes $1,338$16,056
Electricity $172$2,067
Total$13,565$162,780

Income You'd Need if You Spent...

35% on housing$465,085/yr
40% on housing$406,950/yr
45% on housing$361,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$877This listing

vs Other Active Listings

Avg $/sqft

ZIP 59648$252
Lewis and Clark County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 59648$392
Lewis and Clark County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$2,200,000
2026-06-30Price change$2,400,000
2026-05-25Listed for sale$2,500,000

For Sale by Agent

AgentPaul Dockter
BrokerageRoe River Realty

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