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7866 Bainbridge Rd, Sherrills Ford, NC, 28673

4beds
3baths
2,818sqft
$413,740
$147price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Large Bedrooms! Brand New Community. Upon entrance is a private office w/ glass French door. Foyer opens to great room w/ fireplace. Family and dining area open to a spacious kitchen highlighted by tons of workspace and a large walk-in pantry. Stylish shaker cabinets and tile backsplash compliment the quartz counters and gas range appliance pkg. Rear staircase leads to 4 bedrooms all with WIC's. Primary bath features double vanities, 5ft shower, water closet, & sizable walk-in closet. Beautiful upgrades are included such as vinyl wood plank on first floor, wrought iron spindles and LED lighting. Smart Home package; programmable thermostat, Z-Wave door lock and wireless switch, touchscreen control device, and video doorbell. Warranty Included

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
4/10
Mill Creek MiddleGrades 7-85.9 mi
8/10
Bandys HighGrades PK,9-125.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement,Hardboard Siding

Other

  • Builder model: Hanover C3
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Gas Range,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,818

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,818
  • Total interior livable area: 2,818 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Features: Vaulted Ceiling(s)
  • Level: Upper

Property

Details

  • Parcel number: 460904826867
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.16 Acres
  • Features: Corner Lot,Level,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,092$25,104
Home Insurance *$133$1,596
Property Taxes $203$2,436
Electricity $262$3,149
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$227
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$413,740

New Construction

AgentMaria Wilhelm
BrokerageDR Horton Inc

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