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818 E St., Cozad, NE, 69130

4beds
2baths
2,092sqft
$175,000
$84price/sqft
$1,395/moest. monthly cost
$55,800/yrincome needed

About This Home

Charming 2 story home full of character and beautiful original woodwork throughout! This 4BR/2BA property offers incredible potential for someone ready to make it their own. Major updates already completed include HVAC, new siding, roof, gutters, and some newer windows. Conveniently located across from Memorial Park and with walking distance to downtown. A great opportunity to restore and customize a spacious home in a fantastic location!

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
Cozad Elementary SchoolGrades PK-50.4 mi
5/10
Cozad Middle SchoolGrades 6-80.6 mi
3/10
Cozad High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: More Than 61
  • Year built: 1920

Materials

  • Roof: Composition,Age 1-5 Years
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level,Off Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Formal,Carpet

Features

  • Fireplace features: Two,Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Age Of Furnace: 1-5 Yrs
  • Cooling features: Central Air,Age Of AC: 1-5 Yrs

Interior Area

  • Total structure area: 2,092
  • Total interior livable area: 2,092 sqft

Kitchen

  • Features: Gas Range,Dishwasher,Refrigerator,Microwave,Eat-in Kitchen,Tile

Living Room

  • Features: Fireplace,Carpet

Property

Details

  • Parcel number: 240090160

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Storage,Rain Gutters
  • Fencing: Wood
  • Waterfront features: None

Lot

  • Lot size: 9,000 sqft
  • Features: Automtc Sprink
  • Lot size dimensions: 9000 SF

Parking

  • Total spaces: 2
  • Parking features: Attached,Two,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Lightning
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $218$2,616
Property Taxes $164$1,968
Electricity $129$1,549
Total$1,395$16,740

Income You'd Need if You Spent...

35% on housing$47,828/yr
40% on housing$41,850/yr
45% on housing$37,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 69130$119
Dawson County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 69130$121
Dawson County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$175,000
2026-06-27Price change$189,900
2026-05-26Listed for sale$200,000

For Sale by Agent

AgentDeejay January-Jackson
BrokerageGREAT PLAINS REALTY

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