5105 Americo Ln, Elkton, FL, 32033
About This Home
Beautifully maintained Palm Harbor home in the sought-after 55+ community of Coquina Crossing. This spacious 2BR/2BA plus office/den offers an open layout with multiple living and dining areas. The kitchen features Corian countertops, stainless steel appliances, ample cabinetry, and a new oven (2026). The oversized primary suite includes multiple closets, dual vanities, and a step-in shower. Additional updates include a 2021 roof, 2022 water heater, ceramic tile flooring, 2-car garage, cement board siding, and a large covered front porch. Enjoy Coquina Crossing's active adult lifestyle just minutes from historic St. Augustine, shopping, dining, beaches, and medical facilities. Community approval required; land lease applies.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Asphalt
- Construction materials: Cement Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Door features: Doorman
- Flooring: Carpet,Tile
- Finished area above ground: 1,952
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central
Interior Area
- Total structure area: 1,952
- Total interior livable area: 1,952 sqft
Kitchen
- Features: Open,Other Counters
Property
Details
- On leased land: Yes
- Lease amount: 1261
Features
- Stories: 1
- Patio & porch: Covered Porch
- Has view: Yes
- View description: Wooded
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $50 | $600 |
| Property Taxes | $84 | $1,008 |
| Electricity | $197 | $2,366 |
| Total | $1,013 | $12,156 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $125,000 |
| 2026-07-10 | Price change | $135,000 |
| 2026-05-26 | Listed for sale | $140,000 |
View on Zillow