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1119 Deer Haven Dr, Frankfort, KY, 40601

3beds
3baths
3,540sqft
$499,900
$141price/sqft
$3,388/moest. monthly cost
$135,520/yrincome needed

About This Home

Custom-built, one owner brick ranch with huge finished, walkout basement. Features include high ceilings, hardwood floors, crown molding, spacious rooms, deck, back patio and park-like backyard. The basement has an open room with fireplace and sink. An additional room in the basement could be utilized as a 4th bedroom. It has an adjacent closet and full bath. The basement also includes a 312 square foot workshop with two double doors. Come take a look at this amazing home located in Discher Estates. Trane Furnace 7-2013, Trane Heat Pump 11-2012, Water Heater 6-2023. Some AI photos are included.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
5/10
Elkhorn Middle SchoolGrades 6-81.1 mi
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Dimensional Style
  • Construction materials: Solid Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom2

  • Level: First
  • Area: 136.65

Bedroom3

  • Level: First
  • Area: 136.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 152.95

Family Room

  • Level: First
  • Area: 359.16

Family Room

  • Level: Lower

Features

  • Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Window Treatments,Blinds
  • Flooring: Carpet,Hardwood,Tile,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Gas Log,Masonry
  • Fireplace: Yes
  • Finished area below ground: 1,614
  • Finished area above ground: 1,926

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,540
  • Total interior livable area: 3,540 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 234.765

Master Bedroom

  • Level: First
  • Area: 209.646

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 0842032022.00

Features

  • Levels: One
  • Fencing: Other,Wood
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood

Lot

  • Lot size: 0.47 Acres
  • Features: Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$278$3,336
Property Taxes $304$3,648
Electricity $279$3,354
Total$3,388$40,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,160/yr
40% on housing$101,640/yr
45% on housing$90,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$140
Franklin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$499,900
2026-07-16Price change$499,900
2026-06-23Price change$539,900
2026-05-26Listed for sale$574,900

For Sale by Agent

AgentBrent D Simpson
BrokerageCENTURY 21 Simpson & Associates

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