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984 Gatewood Rd, Fayetteville, WV, 25840

4beds
3baths
3,008sqft
$529,000
$176price/sqft
$3,388/moest. monthly cost
$135,520/yrincome needed

About This Home

Experience luxury mountain living on the line of Oak Hill/Fayetteville, West Virginia — just minutes from the New River Gorge National Park, one of America's premier outdoor recreation destinations. This custom-built home offers approximately 3,008 square ft of finished living space, including 2,020 square feet on the main level and 988 square feet upstairs. The spacious 676-square-foot garage brings the total footprint to approximately 3,992 square feet including garage space. The inviting covered front porch features beautiful cedar posts and a cozy gas fireplace, creating the perfect place to relax and enjoy the peaceful setting. Inside, the home showcases hardwood flooring throughout the entire main level, recessed lighting throughout, and a formal dining room ideal for entertaining. The kitchen is beautifully appointed with top-of-the-line Craft-Made cabinetry, quartz countertops, brushed gold hardware and fixtures, and a five-burner gas cooktop with downdraft ventilation. The primary suite is conveniently located on the main level and features a spacious walk-in closet along with a luxurious ensuite bathroom complete with a tiled walk-in shower. Two additional bedrooms are also located on the main floor. Upstairs offers exceptional flexibility with a massive bonus room that could easily be transformed into a theater room, recreation space, or additional living area. An upstairs study without a window could also serve as guest space or office space if needed; however, the home would appraise as a three-bedroom. Includes whole house generator.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

--
3/10
Collins Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: HardiPlank Type,Drywall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Connection

Bedroom1

  • Area: 261.23

Bedroom2

  • Area: 154.698

Bedroom3

  • Area: 206.55

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 156.94

Family Room

  • Area: 504.9

Features

  • 1st Floor Bedroom,1st Floor Bathroom,Tile Baths,High Ceilings,Wainscotting,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,008

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Fireplace
  • Cooling features: Air Conditioning,Heat Pump

Interior Area

  • Total structure area: 3,008
  • Total interior livable area: 3,008 sqft

Kitchen

  • Area: 770.56

Property

Details

  • Parcel number: 0214R000100000000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Garden

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: .65

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$161$1,932
Property Taxes $242$2,904
Electricity $311$3,739
Total$3,388$40,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,160/yr
40% on housing$101,640/yr
45% on housing$90,346/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 25840$147
Fayette County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 25840$208
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$529,000

For Sale by Agent

AgentLisa Armes
BrokerageARMES REAL ESTATE & LAND COMPANY INC.

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