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11-2662 Ala Naualani, Volcano, HI, 96785

0beds
1baths
227sqft
$150,000
$661price/sqft
$1,222/moest. monthly cost
$48,880/yrincome needed

About This Home

Experience true off-grid living on three acres in Hawaii’s tropical rainforest. Teeming with healthy native Ohia and lush hapu’u ferns, this well-maintained property delivers tranquility, independence, and exceptionally low living expenses. At the heart of the property is an efficient, thoughtfully designed cabin. The interior features a fully functional kitchen equipped with a full-size refrigerator, propane stove, sink, and counter space. A cozy sleeping area, dedicated desk nook, and storage closet maximize the layout, while a versatile loft adds extra space for storage or flexible living. Outside, a covered lanai doubles your living space, perfect for outdoor dining and peaceful relaxation. Additional features include an enchanting outdoor shower and a separate bathhouse with a traditional flush toilet and sink for everyday comfort. * Solar Power: 24V system with a 2.7 kW inverter and a 7.8 kWh lithium battery bank. * Hot Water: On-demand propane water heater. * Water System: 500-gallon catchment system paired with a 20-gallon pressurized tank and reverse osmosis filtration for clean drinking water. *Connectivity & Security: Strong satellite internet and cellular coverage, equipped with Wi-Fi security cameras (included in sale). Check with Hawaiian Tel about fiber optic internet. Expansion is simple with an existing 10x20 concrete slab already poured—ideal for a workshop, greenhouse, or additional dwelling. The beautifully landscaped grounds are already producing a diverse assortment of fruits and greens, including avocado, cacao, dragonfruit, pineapple, citrus (Meyer lemon, Tahitian lime, mandarin, dwarf navel), bananas, Brazilian plum, kabocha squash, and fresh herbs. Any boundaries depicted are approximate and should be confirmed by a licensed surveyor.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-811.6 mi
3/10
Keaau High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 227
  • Total interior livable area: 227 sqft

Property

Details

  • Parcel number: 3110341400000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$47$564
Property Taxes $43$516
Electricity $374$4,497
Total$1,222$14,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,897/yr
40% on housing$36,660/yr
45% on housing$32,586/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$661This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$287
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$150,000
2026-07-24Listing removed$175,000
2026-07-24Price change$175,000
2026-07-17Price change$185,000
2026-07-04Price change$199,000
2026-06-26Price change$223,800
2026-06-15Price change$228,800
2026-06-11Price change$234,000
2026-05-26Listed for sale$239,000

For Sale by Agent

AgentDayna Robertson
BrokerageEXIT Realty Island Living

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