485 Miller's Gap Rd, Hot Springs, NC, 28743
About This Home
The mountains are calling! Two story home on nine acres is just minutes away from Max Patch and the Appalachian Trail. Enjoy long range mountain views, including Douglas Lake, from the family room or decks. Interior includes knotty pine paneling and hardwood floors. Two heat pumps (one new), efficient Hearthstone woodstove and gas fireplace allow year round comfort. Telecommute using high speed fiber optic internet service.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Other,Stove,Electric,Propane / Butane,Wood / Pellet
- Cooling features: Central
Interior Area
- Total interior livable area: 2,100 sqft
Property
Features
- Exterior features: Wood
- Has view: Yes
- View description: Water,Mountain
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 9 Acres
Parking
- Total spaces: 4
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $198 | $2,376 |
| Electricity | $200 | $2,405 |
| Total | $3,131 | $37,572 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Listed for sale | $495,000 |
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