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4081 New York 30, Esperance, NY, 12066

2beds
1baths
1,032sqft
$695,000
$673price/sqft
$5,289/moest. monthly cost
$211,560/yrincome needed

About This Home

Prime opportunity in a highly visible, high-traffic location at the intersection of Route 20 and Route 30. Situated on nearly 10 acres with extensive road frontage, this unique property offers endless possibilities for residential, commercial, or investment use. Features include a 2-bedroom, 1-bath home with a standing seam roof, 3-car garage, 2 Morton pole barns, a picturesque pond, and an old barn showcasing incredible original beams and character. Rare combination of location, acreage, visibility, and versatile outbuildings in a sought-after setting.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
6/10
Duanesburg High SchoolGrades 7-123.1 mi

Construction

Condition

  • Year built: 1820

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Built-in Features,Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,032

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 422089 64.00 21
  • Special condition: Estate

Features

  • Patio & porch: Side Porch
  • Has view: Yes
  • View description: Pasture,Pond,Hills
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 9.30 Acres
  • Features: Level,Meadow,Road Frontage,Cleared,Corner Lot

Parking

  • Total spaces: 10
  • Parking features: Off Street,Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$302$3,624
Property Taxes $1,227$14,724
Electricity $246$2,954
Total$5,289$63,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,337/yr
40% on housing$158,670/yr
45% on housing$141,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$673This listing

vs Other Active Listings

Avg $/sqft

ZIP 12066$179
Schenectady County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12066$198
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$695,000
2026-05-26Listed for sale$775,000

For Sale by Agent

AgentRebecca C Zarski
BrokerageHoward Hanna Capital Inc

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