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13720 Highway 8 Business #1, El Cajon, CA, 92021

1beds
1baths
396sqft
$109,000
$275price/sqft
$1,033/moest. monthly cost
$41,320/yrincome needed

About This Home

Welcome to this charming updated 1 bedroom 1 bathroom tiny home located in a welcoming family friendly community. Thoughtfully designed to maximize space and comfort, this home offers affordable living with modern touches throughout. Inside, you'll find an inviting open layout with plenty of natural light that creates a bright and airy feel. The kitchen features modern cabinetry, and functional space for everyday living. The bedroom offers comfort and privacy, while the updated bathroom showcases clean, contemporary finishes. This home is ideal for first time buyers, downsizers, or anyone looking for a low maintenance lifestyle without sacrificing style and functionality. Enjoy the benefits of community living with convenient access to shopping, dining, schools, and freeway access. Affordable, move in ready, and full of charm, this tiny home is a great opportunity to own in a desirable family community. Additional savings with annual registration and NO property taxes!!!Schedule your showing today before it's gone S#1sv900r20ka000498

Getting Around

22
WalkingCar-Dependent
21
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1989

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 396

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 396
  • Total interior livable area: 396 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 1065

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$24$288
Property Taxes $60$720
Electricity $398$4,786
Total$1,033$12,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,417/yr
40% on housing$30,990/yr
45% on housing$27,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$305
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-26Listed for sale$109,000

For Sale by Agent

AgentPriscila Jimenez
BrokeragePacific Manufactured Homes

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