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310 S 2nd St, Pt Washington, FL, 32459

3beds
3baths
1,372sqft
$445,000
$324price/sqft
$3,006/moest. monthly cost
$120,240/yrincome needed

About This Home

This beautifully finished 3 bed, 2.5 bath home offers 1,372 sqft of stylish comfort just 10 minutes from the beach! Featuring LVP flooring, tile showers, shiplap accents, vaulted and trey ceilings, crown molding, and plenty of room for a fenced backyard -- all with no HOA. Prime location near the bay and the future Chat Holley park & amphitheatre makes it perfect as a full-time home or a high-performing rental! Construction complete as of May of 2026! Seller will install a wood privacy fence with an acceptable offer. Watch the Youtube video here: https://www.youtube.com/watch?v=KK6thdyELSs

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-59.4 mi
8/10
8/10
South Walton High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2026

Materials

  • Roof: Shake
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Water Heater

Bedroom

  • Level: First
  • Area: 142.68
  • Dimensions: 12.3 x 11.6

Bedroom

  • Level: First
  • Area: 120.309
  • Dimensions: 11.9 x 10.11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 106.5
  • Dimensions: 7.1 x 15

Features

  • Cathedral Ceiling(s),Crown Molding,Tray Ceiling(s),Pantry
  • Flooring: Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Kitchen

  • Level: First
  • Area: 124.425
  • Dimensions: 17.5 x 7.11

Living Room

  • Level: First
  • Area: 182
  • Dimensions: 13 x 14

Master Bedroom

  • Level: First
  • Area: 172.8
  • Dimensions: 12.8 x 13.5

Property

Details

  • Parcel number: 222S20331200720180
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Lawn Pump

Lot

  • Lot size: 6,098 sqft
  • Features: Dead End
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$378$4,536
Property Taxes $181$2,172
Electricity $197$2,366
Total$3,006$36,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,062/yr
40% on housing$90,180/yr
45% on housing$80,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$604
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$445,000

For Sale by Agent

AgentAlexandra L Caudill
BrokerageRosemary Beach Realty LLC

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