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15338 Oak Creek Cv, Gulfport, MS, 39503

4beds
2baths
1,730sqft
$276,500
$160price/sqft
$2,045/moest. monthly cost
$81,800/yrincome needed

About This Home

This newly constructed four-bedroom, two-bath home sits in an established neighborhood just minutes from Highway 49. Nestled in a quiet cul de sac, the home offers comfort and convenience with modern features throughout. The open floor plan and vaulted ceiling create a spacious feel in the main living area. Each bedroom includes a ceiling fan for added comfort. The kitchen is equipped with granite countertops and blends seamlessly with the living space. Luxury vinyl flooring is installed throughout the home, except for tiled bathrooms. The ensuite features a tiled shower, soaking tub, double vanity, and custom walk-in closet.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Fiberglass,Insulated
  • Window features: Insulated Windows
  • Flooring: Vinyl,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,730
  • Total interior livable area: 1,730 sqft

Property

Details

  • Parcel number: 0807o01001.010

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Lighting
  • Fencing: None

Lot

  • Lot size: 0.36 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Inside Entrance,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,398$16,776
Home Insurance *$320$3,840
Property Taxes $135$1,620
Electricity $192$2,304
Total$2,045$24,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,114/yr
40% on housing$61,350/yr
45% on housing$54,533/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$131
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$276,500
2026-07-24Price change$283,500
2026-05-27Listed for sale$289,500

New Construction

AgentFrancine Williams
BrokerageHaus of Bonaparte Realty, LLC

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