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755 N Tratt STREET #143, Whitewater, WI, 53190

3beds
2baths
1,152sqft
$69,900
$61price/sqft
$622/moest. monthly cost
$24,880/yrincome needed

About This Home

Welcome to this spacious and well maintained 3-bedroom, 2-bath home offering comfortable living and an inviting layout. Enjoy a bright open-concept living area, generously sized bedrooms, and a private primary suite with its own full bath. The functional kitchen offers ample cabinet space and flows seamlessly into the dining and living areas, making the home feel warm and connected. A great opportunity for affordable, low-maintenance living .

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
4/10
Whitewater Middle SchoolGrades 6-81.5 mi
4/10
Whitewater High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1994

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Manufactured On Land

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Refrigerator,Washer,Water Softener Rented

Basement

  • Basement: None / Slab

Bathroom

  • Features: Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Stall

Bedroom2

  • Level: Main
  • Area: 100

Bedroom3

  • Level: Main
  • Area: 88

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Speed Internet
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main
  • Area: 225

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Main
  • Area: 204

Property

Details

  • Parcel number: 29205153223000
  • Zoning: Residential
  • Exclusions: Owners Personal Property

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1001-1250

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$27$324
Property Taxes $71$852
Electricity $171$2,054
Total$622$7,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,325/yr
40% on housing$18,660/yr
45% on housing$16,586/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 53190$170
Jefferson County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 53190$189
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$69,900

For Sale by Agent

AgentHeather Spies
BrokeragePlatner Realty

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