




0 Cole Is, Folly Beach, SC, 29439
About This Home
Rare opportunity to acquire Cole Island, a privately owned barrier island gracefully positioned at the confluence of the Folly River and Stono Inlet, just minutes from Folly Beach and historic Charleston. Encompassing approximately 300+/- acres of highland and marsh, this remarkable coastal sanctuary offers an extraordinary combination of natural beauty, privacy, historical significance, and long-term stewardship potential. Accessible only by boat via a short ride from the Folly Beach public landing or nearby marinas, the island unfolds through sweeping marsh vistas, navigable tidal creeks, protected shoreline, and a mature maritime forest shaded by centuries-old live oaks.Rare opportunity to acquire Cole Island, a privately owned barrier island gracefully positioned at the confluence of the Folly River and Stono Inlet, just minutes from Folly Beach and historic Charleston. Encompassing approximately 300± acres of highland and marsh, this remarkable coastal sanctuary offers an extraordinary combination of natural beauty, privacy, historical significance, and long-term stewardship potential. Accessible only by boat via a short ride from the Folly Beach public landing or nearby marinas, the island unfolds through sweeping marsh vistas, navigable tidal creeks, protected shoreline, and a mature maritime forest shaded by centuries-old live oaks. Rich in American history, Cole Island is home to the remains of historic Fort Palmetto, originally constructed during the War of 1812, with layered ties to both the Revolutionary and Civil War eras. Largely preserved in its natural state, the island presents a compelling opportunity for conservation-minded ownership while allowing for thoughtful, low-impact experiential use. Existing activities have included guided excursions, kayaking along Cole Creek, and curated private gatherings that embrace the island's distinctive landscape and quiet seclusion. Cole Island may offer meaningful opportunities for conservation easements, estate planning strategies, and tax-advantaged ownership structures, all while preserving one of the Charleston coast's most irreplaceable land holdings. Buyers should verify any conservation, tax, or land-use considerations independently. One of the last privately held barrier islands in the Charleston market, Cole Island represents a truly rare legacy acquisition -- a place where history, ecology, and coastal beauty converge in a setting unlikely to be replicated.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Window features: Storm Window(s)
Interior Area
- Total structure area: 300
- Total interior livable area: 300 sqft
Property
Features
- Levels: One
- Stories: 1
- Entry location: Ground Level
- Patio & porch: Front Porch
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Beach Front,Marshfront,River Access,River Front,Waterfront
Lot
- Lot size: 303 Acres
- Features: 10+ Acres,High,Level
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Earthquake
- Cold Wave
- Ice Storm
- Lightning
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charleston County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $32,867 | $394,404 |
| Home Insurance * | $2,015 | $24,180 |
| Property Taxes | $2,166 | $25,992 |
| Electricity | $204 | $2,449 |
| Total | $37,252 | $447,024 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $6,500,000 |
For Sale by Agent
