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1509 Maxwell Rd, Chattanooga, TN, 37412

2beds
1baths
1,068sqft
$799,000
$748price/sqft
$4,775/moest. monthly cost
$191,000/yrincome needed

About This Home

Exceptional mixed-use live/work opportunity in the heart of East Ridge. Situated on approximately 0.44 acres just off highly traveled Ringgold Road, this versatile property offers outstanding visibility, accessibility, and functionality for a variety of business uses. The front of the property features a 1,068± SF freestanding office building ideal for administrative, retail, or client-facing operations or residential use. Behind the office/residential sits nearly 5,000± SF of garage and shop space, providing ample room for automotive, storage, service, warehouse, or contractor operations. With parking and garage capacity for 30+ vehicles, the property is well-equipped for businesses requiring fleet storage, equipment space, or high-volume vehicle accommodation. Its prime location along one of East Ridge's busiest commercial corridors offers excellent traffic exposure and convenient access to surrounding Chattanooga markets. Ideal for owner-users, investors, automotive businesses, contractors, or mixed-use commercial operations seeking flexible space in a high-demand location.

Getting Around

54
WalkingSomewhat Walkable
21
TransitMinimal Transit
53
BikeBikeable

Schools

2/10
4/10
East Ridge Middle SchoolGrades 6-81.0 mi
3/10
East Ridge High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Mixed Use

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 5,708

Interior Area

  • Total structure area: 1,068
  • Total interior livable area: 1,068 sqft

Property

Details

  • Parcel number: 169j H 021

Features

  • Levels: One
  • Patio & porch: Deck
  • Exterior features: Storage
  • Fencing: Other

Lot

  • Lot size: 0.44 Acres
  • Features: Paved
  • Lot size dimensions: 64 x 199.24

Parking

  • Total spaces: 6
  • Parking features: Garage,Garage Door Opener,Off Street,Paved,Parking Lot,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance $148$1,776
Property Taxes $412$4,944
Electricity $175$2,103
Total$4,775$57,300

Income You'd Need if You Spent...

35% on housing$163,714/yr
40% on housing$143,250/yr
45% on housing$127,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$748This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$131
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$799,000

For Sale by Agent

AgentJonathan Campbell
BrokerageExit Realty

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