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1168 Granite Dr, Shelby, NC, 28152

3beds
2baths
1,446sqft
$334,900
$232price/sqft
$2,226/moest. monthly cost
$89,040/yrincome needed

About This Home

Seller offering $3,000 in Closing Costs!!! New Construction home! Beautiful and spacious 3 bedroom 2 bath vinyl home on a .61 acre corner lot in a country setting. NO HOA and NO city taxes! Home is situated outside the city limits, but only minutes from town. Home is built with an open floor plan with 9 foot ceilings. Also built with a split bedroom plan for privacy. LVP flooring and neutral colors throughout. Kitchen has quartz countertops, subway tile backsplash, stainless appliances, and a center island with breakfast bar. The dining area has French doors leading to the rear porch. The primary suite features a large walk-in closet, dual vanities, and a large tile walk-in shower. The home has a covered front porch and a large covered rocking chair back porch overlooking the spacious back yard - great places for relaxing! Hurry and schedule your showing while this home is still available!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
6/10
Crest High SchoolGrades 9-125.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Other

  • Builder name: Southern Craftsmen, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: In Hall

Bathroom Full

  • Features: Split BR Plan
  • Level: Main

Bathroom Full

  • Features: Split BR Plan
  • Level: Main

Bedroom S

  • Features: Split BR Plan
  • Level: Main

Bedroom S

  • Features: Split BR Plan
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Floorplan
  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,446

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,446
  • Total interior livable area: 1,446 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Split BR Plan,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 66580
  • Zoning: RM
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.61 Acres
  • Features: Corner Lot
  • Lot size dimensions: 221.05 x 117.54 x 216.76 x 129.06

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$155$1,860
Property Taxes $178$2,136
Electricity $200$2,405
Total$2,226$26,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,320/yr
40% on housing$66,780/yr
45% on housing$59,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 28152$126
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28152$158
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$334,900
2026-05-27Listed for sale$340,000

New Construction

AgentSherry Horn
BrokerageKeller Williams Ballantyne Area

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