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491 Riley Cir NW, Milledgeville, GA, 31061

4beds
3baths
2,295sqft
$347,500
$151price/sqft
$2,820/moest. monthly cost
$112,800/yrincome needed

About This Home

New construction 4b5/2.5ba one level home in High Point Subdivision. This is a Hannah plan but it's a little different than before. It's even more open! Granite countertops in kitchen and black appliances. 5 panel doors and square edge trim. No carpet-LVP throughout! Large owner's suite with garden tub and separate shower. Large second and third bedrooms. Side entrance garage. Public water and sewer. Close to Lake Sinclair and the Kroger shopping center. Receive $4000 of buyer's closing costs with use of approved lender! Some photos are not of actual home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Lakeview AcademyGrades 3-55.3 mi
5/10
Oak Hill Middle SchoolGrades 6-85.8 mi
2/10
Baldwin High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Microwave,Oven/Range (Combo)
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Master On Main Level
  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Factory Built
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,295

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,295
  • Total interior livable area: 2,295 sqft

Property

Details

  • Parcel number: 084 002A32

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.50 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Side/Rear Entrance
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,757$21,084
Home Insurance *$226$2,712
Property Taxes $615$7,380
Electricity $222$2,675
Total$2,820$33,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,685/yr
40% on housing$84,600/yr
45% on housing$75,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
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Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 31061$137
Baldwin County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 31061$147
Baldwin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$347,500

New Construction

AgentAndrew Herren
BrokerageGreat Blue Realty LLC

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