12 Navajo Dr, Concho, AZ, 85924
About This Home
HORSE PROPERTY IN THE WHITE MOUNTAINS $10K BUYERS CONCESSIONS OFFERED Experience country living with breathtaking views of the White Mountain Range on this well-appointed 4-bedroom home situated on 2 acres. Designed for comfort and functionality, the home features a welcoming foyer with a coat closet, a spacious living room highlighted by a cozy wood stove, a breakfast nook, and a formal dining room perfect for gatherings. The home offers 2 bathrooms, providing convenience and flexibility for family and guests. Exterior improvements include durable siding on both the home and the 2.5-car garage, along with a vented metal roof for added longevity and efficiency. Recent upgrades include a new water heater and septic system. This property is thoughtfully equipped for sustainable and rural living with a 7,000-gallon water catchment system collecting from both the home and garage, complete with screened gutters. Equestrian enthusiasts will appreciate the back acre, fully set up for up to 4 horses with a solar-powered electric fence, roundpen, four stalls with 2.5 covered, and a 40-foot Conex storage container ideal for feed, tack, and equipment. The grounds continue to impress with a productive orchard featuring five varieties of fruit trees currently full of fruit, abundant grape vines, and several raised garden beds located just behind the home. A rare opportunity to enjoy mountain views, horse facilities, and self-sufficient living in a peaceful setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Foundation: Slab
- Roof: Metal,Pitched
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Utility Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Master Downstairs,Shower,Tub/Shower,Full Bath,Pantry,Kitchen/Dining Room Combo,Breakfast Room
- Window features: Double Pane Windows,Drapes,Screens
- Flooring: Carpet,Tile,Laminate
- Fireplace features: Living Room,Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Wood
- Cooling features: Central Air
Interior Area
- Total structure area: 1,940
- Total interior livable area: 1,940 sqft
Property
Details
- Parcel number: 20127344A
- Zoning description: Residential/AG
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Deck
- Exterior features: Rain Gutters
- Fencing: Privacy,Chain Link,Cross Fenced
- Has view: Yes
- View description: Panoramic
- Horses can be raised: Yes
Lot
- Lot size: 2.08 Acres
Parking
- Parking features: Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Apache County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance | $141 | $1,692 |
| Property Taxes | $83 | $996 |
| Electricity | $216 | $2,603 |
| Total | $2,841 | $34,092 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $475,000 |
For Sale by Agent
View on Zillow