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3135 NE 45TH AVENUE, Ocala, FL, 34470

4beds
2baths
2,020sqft
$330,850
$164price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON August/16/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON August/16/2026. Brand new CONCRETE BLOCK home! Brand new 4 bedroom/2 bath home in the desirable community of Oak Hill Plantation with public water/sewer and LOW HOA fees. Upgrades include: Craftsman stone exterior, tile in all areas except bedrooms, shaker style cabinets with pull bars, high-definition beveled-edge countertops, separate tile shower with light in primary bath, stainless steel appliances, covered rear porch, and in-wall pest system. Very open floor plan great for entertaining! TAEXX pest control system built in home. At 1mile from shoppings, Restaurants, Appleton Museum of Art, Silver Springs Park and more. Home comes with a 1-year builder warranty and 10-year structural warranty. Prices & Promotions are subject to change without notice. Builder helps with closing costs when Buyer pays cash or closes with a Seller approved lender.

Getting Around

7
WalkingCar-Dependent
24
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

5/10
3/10
Fort King Middle SchoolGrades 6-83.1 mi
4/10
Vanguard High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder model: 2020CR
  • Builder name: Adams Homes Of Northwest of FL INC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,In Wall Pest System,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Porcelain Tile

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,586
  • Total interior livable area: 2,020 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Living Room

  • Features: No Closet
  • Level: First
  • Area: 405
  • Dimensions: 15x27

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 187
  • Dimensions: 11x17

Property

Details

  • Parcel number: 2424520114
  • Zoning: R1AA
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: None
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,276 sqft
  • Features: City Lot
  • Lot size dimensions: 68 x 122

Parking

  • Total spaces: 2
  • Parking features: Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,672$20,064
Home Insurance *$195$2,340
Property Taxes $620$7,440
Electricity $203$2,439
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 34470$123
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34470$163
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$330,850
2026-07-26Price change$322,850
2026-07-22Price change$305,850
2026-05-29Price change$317,850
2026-05-27Listed for sale$335,850

New Construction

AgentAlex Fernandez Torres
BrokerageADAMS HOMES REALTY INC

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