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1416 6th St, Saint Cloud, FL, 34769

2beds
1baths
905sqft
$275,000
$304price/sqft
$2,135/moest. monthly cost
$85,400/yrincome needed

About This Home

Beautifully updated two-bedroom, one-bath home in the heart of downtown St. Cloud. This move-in-ready bungalow features an open, bright floor plan with energy-efficient windows, new blinds, luxury vinyl plank flooring, fresh interior paint, and a modern mini-split A/C system complemented by a new front A/C unit for added comfort. The upgraded kitchen offers granite countertops, stainless steel appliances, shaker cabinets, and a breakfast bar that opens to the living area. Additional highlights include a newer roof (2024), updated lighting, newly installed color-changing outdoor LED lights, ceiling fans, and ample storage space. The property also features a long three-car driveway for multiple vehicles, a fully fenced backyard with a gate, and a covered front entry with charming curb appeal. Perfectly situated on a street where many community activities and parades occur, this home offers both excitement and convenience just minutes from shops, restaurants, parks, and the scenic St. Cloud lakefront. Blending modern comfort with small-town charm, it’s ideal for first-time buyers, downsizers, or investors.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

3/10
7/10
St. Cloud Middle SchoolGrades 6-81.1 mi
4/10
St. Cloud High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Crawlspace
  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom1

  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 104
  • Dimensions: 8x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 77
  • Dimensions: 11x7

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor
  • Flooring: Laminate

Foyer

  • Level: First
  • Area: 105
  • Dimensions: 15x7

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 905
  • Total interior livable area: 905 sqft

Kitchen

  • Level: First
  • Area: 88
  • Dimensions: 11x8

Laundry

  • Level: First
  • Area: 55
  • Dimensions: 11x5

Living Room

  • Level: First
  • Area: 99
  • Dimensions: 11x9

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 88
  • Dimensions: 8x11

Property

Details

  • Parcel number: 012630000100150130
  • Zoning: SR2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Other
  • Fencing: Wood

Lot

  • Lot size: 3,136 sqft
  • Lot size dimensions: 42 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$193$2,316
Property Taxes $355$4,260
Electricity $197$2,366
Total$2,135$25,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,200/yr
40% on housing$64,050/yr
45% on housing$56,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$259,990
2026-04-10Listed for sale$269,990
2021-07-12Sold$208,000
2020-11-24Sold$89,000
2018-10-08Sold$75,000
2018-09-07Listed for sale$74,900
2010-03-23Sold$60,000
2004-05-10Sold$70,000
1998-02-20Sold$30,000

For Sale by Agent

AgentMelanie Capacetti
BrokerageIAD FLORIDA LLC

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