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606 NEW YORK AVE #New York Ave, Saint Cloud, FL, 34769

2beds
1baths
800sqft
$259,900
$325price/sqft
$1,761/moest. monthly cost
$70,440/yrincome needed

About This Home

In the Heart of St. Cloud. No HOA, No CDD fees. Located just 6 blocks from the Lakefront and a few blocks behind City Hall. Conveniently located close to shopping, parks, schools and downtown restaurants. This 2 bedroom 1 Bath home features both a covered front porch and a covered back porch. There is a detached garage/workshop with a half bath and storage area, accessible from the alley. There is also a carport that has a garage door and lots of concrete parking. Plenty of room for a boat or two. The fenced in area is great for your pets and has a garden area.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
St. Cloud Middle SchoolGrades 6-81.1 mi
4/10
St. Cloud High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1920

Materials

  • Foundation: Crawlspace
  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Water Heater,Range,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 93
  • Dimensions: 10x9.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dinette

  • Level: First
  • Area: 46.2
  • Dimensions: 7.7x6

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Walk-In Closet(s)
  • Flooring: Laminate,Tile

Florida Room

  • Level: First
  • Area: 131.24
  • Dimensions: 6.8x19.3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 800 sqft

Kitchen

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: First
  • Area: 129.01
  • Dimensions: 9.7x13.3

Primary Bathroom

  • Features: Built-in Closet
  • Level: First
  • Area: 49.7
  • Dimensions: 7x7.1

Primary Bedroom

  • Features: Tub With Shower,Walk-In Closet(s)
  • Level: First
  • Area: 111.6
  • Dimensions: 12x9.3

Property

Details

  • Parcel number: 012630000100450030
  • Zoning: SR2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Lighting,Sidewalk,Storage
  • Fencing: Vinyl,Wood

Lot

  • Lot size: 7,492 sqft
  • Features: City Lot,Landscaped,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Covered,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$183$2,196
Property Taxes $67$804
Electricity $197$2,366
Total$1,761$21,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,377/yr
40% on housing$52,830/yr
45% on housing$46,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$259,900
2026-05-30Listed for sale$269,900
2010-01-13Sold$65,000
2008-05-12Listing removed$174,000
2008-02-19Price change$174,000
2007-05-21Listed for sale$185,000
2003-11-17Sold$108,000
1996-08-07Sold$35,100

For Sale by Agent

AgentClaire Albritton
BrokerageDAVIS REAL ESTATE GROUP

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