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1216 7TH STREET, Saint Cloud, FL, 34769

2beds
2baths
819sqft
$289,000
$353price/sqft
$2,279/moest. monthly cost
$91,160/yrincome needed

About This Home

Completely remodeled 2 bedrooms and 2 bathrooms located in a walking distance of downtown St Cloud and lake Toho. Brand new metal roof, A/C, electric, tankless water heater and plumbing. Upscale kitchen cabinets with quartz countertops and stainless-steel appliances. Vinyl flooring throughout. Recessed lighting. Designer bathrooms. Large 240 sqft covered front porch. Fenced yard.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

7/10
St. Cloud Middle SchoolGrades 6-81.1 mi
4/10
St. Cloud High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1918

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 240
  • Dimensions: 30x8

Bathroom1

  • Level: First
  • Area: 42
  • Dimensions: 7x6

Bathroom2

  • Level: First
  • Area: 44
  • Dimensions: 8x5.5

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 112.5
  • Dimensions: 12.5x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Thermostat
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,074
  • Total interior livable area: 819 sqft

Kitchen

  • Features: Pantry,Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Living Room

  • Features: No Closet
  • Level: First
  • Area: 155.25
  • Dimensions: 13.5x11.5

Primary Bedroom

  • Features: Walk-In Tub,Dual Closets
  • Level: First
  • Area: 99
  • Dimensions: 11x9

Utility Room

  • Level: First
  • Area: 32.5
  • Dimensions: 6.5x5

Property

Details

  • Parcel number: 012630000100460130
  • Zoning: SR2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Garden,Private Yard
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 2,483 sqft
  • Lot size dimensions: 50 x 50

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$203$2,436
Property Taxes $418$5,016
Electricity $197$2,366
Total$2,279$27,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,137/yr
40% on housing$68,370/yr
45% on housing$60,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$289,000
2025-10-08Sold$30,000
2015-05-06Sold$45,000
2014-04-08Listing removed$825
2014-01-06Price change$825
2013-12-15Listed for rent$875
2013-11-26Sold$30,400
2013-07-24Listing removed$40,000
2013-07-12Listed for sale$40,000
2004-09-16Sold$84,900
1999-04-15Sold$40,000

For Sale by Agent

AgentLuiz Machado
BrokerageLANDMARK INVESTMENTS & REAL ESTATE

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