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624 ILLINOIS AVENUE, Saint Cloud, FL, 34769

2beds
1baths
816sqft
$280,000
$343price/sqft
$2,253/moest. monthly cost
$90,120/yrincome needed

About This Home

Short Sale. Fully Remodeled and Move-In Ready! This beautifully updated 2-bedroom, 1-bath home offers 816 square feet of thoughtfully designed living space and is the perfect starter home, investment property, or low-maintenance Florida retreat. Situated on a desirable corner lot in the heart of St. Cloud, you'll enjoy convenient access to Downtown St. Cloud, East Lake Tohopekaliga, shopping, dining, schools, and major roadways. Step inside to discover a bright, modern interior featuring luxury vinyl plank flooring throughout, recessed lighting, and a stunning new kitchen complete with quartz countertops, sleek cabinetry, and stainless-steel appliances. The spacious primary bedroom, energy-efficient ductless mini-split HVAC system in rooms, fully renovated kitchen and bath showcases stylish finishes and all-new plumbing. No HOA! Major system upgrades provide added peace of mind, including a new roof, updated electrical, and a new tankless water heater for improved energy efficiency. The generous corner lot offers plenty of outdoor space with room to relax, entertain, or personalize to suit your lifestyle. The home includes a car port and has white vinyl fencing (with a little under 10' in the back that is not fenced in- large lot 150x50'). With quality updates throughout and a fantastic location, this turnkey home is ready for its next owner. Don't miss your opportunity to make it yours—schedule your private showing today!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
St. Cloud Middle SchoolGrades 6-81.0 mi
4/10
St. Cloud High SchoolGrades PK,9-120.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1930

Materials

  • Foundation: Crawlspace
  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: Inside,Washer Hookup

Bathroom1

  • Features: Tub With Shower
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Thermostat
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Wall Units / Window Unit
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,168
  • Total interior livable area: 816 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 012630000100500110
  • Zoning: SR2
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Private Mailbox,Private Yard,Rain Gutters
  • Fencing: Vinyl

Lot

  • Lot size: 7,492 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Covered,Ground Level,Off Street,On Street,Open
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$197$2,364
Property Taxes $444$5,328
Electricity $197$2,366
Total$2,253$27,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,245/yr
40% on housing$67,590/yr
45% on housing$60,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$280,000
2025-05-09Sold$259,777
2025-04-18Pending sale$259,777
2025-03-17Price change$259,777
2025-02-27Listed for sale$264,999
2024-11-15Sold$115,000
2017-04-03Sold$80,000
2016-11-02Price change$79,999
2016-09-12Listed for sale$99,000
2014-12-01Listing removed$89,800
2014-10-01Price change$89,800
2014-09-05Price change$94,900
2014-06-28Listed for sale$99,900
2008-07-01Sold$65,000
2008-05-01Price change$70,000
2008-04-16Price change$84,900
2008-02-20Price change$94,900
2007-12-18Listed for sale$99,900

For Sale by Agent

AgentBrenda Gonzalez
BrokeragePROPERTIES IN TOWN

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