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5177 Harpers Farm Rd, Columbia, MD, 21044

5beds
4baths
3,709sqft
$775,000
$209price/sqft
$5,288/moest. monthly cost
$211,520/yrincome needed

About This Home

Tucked along a quiet no-thru street in Columbia’s desirable Villas at Harpers Farm community, 5177 Harpers Farm Rd offers a rare combination of privacy, flexible living space, and scenic golf course views. Backing to trees and the fairways beyond, this 5-bedroom, 3 full and 1 half bath home is designed for both comfortable everyday living and effortless entertaining. The main level features welcoming gathering spaces filled with natural light, seamlessly connected to a spacious kitchen and casual dining area that opens to an extended rear deck overlooking the peaceful wooded backdrop. Wall-mounted TVs, a conveyable sound system including Sonos components, and thoughtfully designed living spaces enhance the home’s modern comfort and entertainment appeal. Upstairs, generously sized bedrooms provide room to spread out, including a spacious primary suite with a relaxing retreat feel and additional bedrooms ideal for family, guests, or home office needs. The finished lower level adds exceptional flexibility with a kitchenette/second kitchen, the home’s fifth bedroom, and third full bath—well suited for guests, extended stays, recreation, or multi-generational living. Outdoor living shines with lovely landscaped spaces, elevated deck views, and a private setting rarely found in such a convenient location. Residents enjoy easy access to Columbia’s extensive pathway system, nearby golf and recreation options, and popular destinations including The Mall in Columbia, Merriweather Post Pavilion, and the shops and dining of Wilde Lake, Clarksville, and Historic Ellicott City. Outdoor enthusiasts will appreciate proximity to Centennial Park, Patapsco Valley State Park, and Lake Kittamaqundi, while commuters benefit from convenient access to Routes 29, 32, and I-95 for travel to Baltimore, Washington, D.C., Fort Meade, NSA, Johns Hopkins, and the University of Maryland corridor. Mortgage savings may be available for buyers of this listing.

Getting Around

17
WalkingCar-Dependent
26
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

9/10
6/10
6/10
Wilde Lake High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1995

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Villa
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Double Oven,Oven,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Has Laundry,Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 156
  • Dimensions: 13 X 12

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 225
  • Dimensions: 15 X 15

Bedroom4

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 280
  • Dimensions: 20 X 14

Bedroom5

  • Features: Flooring - Carpet,Lighting - Ceiling
  • Level: Lower
  • Area: 126
  • Dimensions: 9 X 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Features: Flooring - HardWood,Balcony Access,Recessed Lighting,Ceiling Fan(s)
  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Features

  • Attic,Family Room Off Kitchen,Kitchen - Gourmet,Breakfast Area,Dining Area,Primary Bath(s),Built-in Features,Chair Railings,Crown Molding,Upgraded Countertops,Bar,Open Floorplan,2nd Kitchen,Soaking Tub,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Living,Recessed Lighting,Walk-In Closet(s)
  • Door features: Sliding Glass,Six Panel
  • Window features: Atrium,Skylight(s)
  • Flooring: Hardwood,Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 951
  • Finished area above ground: 2,758

Foyer

  • Features: Flooring - HardWood
  • Level: Main

Half Bath

  • Features: Flooring - HardWood,Lighting - Ceiling
  • Level: Main
  • Area: 36
  • Dimensions: 6 X 6

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 6,787
  • Total interior livable area: 3,709 sqft

Kitchen

  • Features: Flooring - HardWood,Granite Counters,Breakfast Bar,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 527
  • Dimensions: 31 X 17

Kitchen

  • Level: Lower
  • Area: 260
  • Dimensions: 20 X 13

Laundry

  • Level: Upper

Living Room

  • Features: Living/Dining Room Combo,Flooring - Carpet,Flooring - HardWood,Lighting - Ceiling
  • Level: Main
  • Area: 999
  • Dimensions: 37 X 27

Office

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Lower
  • Area: 112
  • Dimensions: 8 X 14

Other

  • Features: Bathroom - Walk-In Shower
  • Level: Upper
  • Area: 56
  • Dimensions: 7 X 8

Other

  • Features: Bathroom - Stall Shower
  • Level: Lower
  • Area: 40
  • Dimensions: 8 X 5

Other

  • Features: Walk-In Closet(s),Flooring - Carpet
  • Level: Upper
  • Area: 66
  • Dimensions: 11 X 6

Primary Bathroom

  • Features: Soaking Tub,Bathroom - Walk-In Shower,Double Sink,Granite Counters,Lighting - Ceiling,Skylight(s),Recessed Lighting,Crown Molding
  • Level: Upper
  • Area: 110
  • Dimensions: 11 X 10

Primary Bedroom

  • Features: Ceiling Fan(s),Flooring - Carpet,Attached Bathroom,Walk-In Closet(s),Balcony Access
  • Level: Upper
  • Area: 266
  • Dimensions: 19 X 14

Recreation Room

  • Features: Flooring - Carpet,Fireplace - Gas,Ceiling Fan(s),Recessed Lighting,Chair Rail
  • Level: Lower
  • Area: 552
  • Dimensions: 23 X 24

Storage Room

  • Level: Lower
  • Area: 195
  • Dimensions: 13 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1415115971
  • Zoning: NT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Exterior features: Sidewalks,Balcony
  • Has view: Yes
  • View description: Golf Course

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$182$2,184
Property Taxes $716$8,592
Electricity $472$5,670
Total$5,288$63,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,302/yr
40% on housing$158,640/yr
45% on housing$141,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 21044$215
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21044$245
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$775,000
2026-06-03Listed for sale$779,000

For Sale by Agent

AgentHazel Shakur
BrokerageRedfin Corp

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