




121 Hill Ter, Kilgore, TX, 75662
About This Home
Unique opportunity in the desirable gated community of River Oaks! Situated on approximately 2.8 acres, this property is ready for you to build your dream home with much of the upfront work already completed. The dirt work is done, and water and power are ready, giving you a head start on bringing your vision to life. While you build, enjoy the convenience of the existing shop home featuring a comfortable one bedroom, one bathroom living space that is move in ready. The large shotgun style shop offers two oversized bays along with a two car garage setup, providing plenty of room for vehicles, equipment, storage, hobbies, or a workshop. Build your new home in front of the shop and keep the existing space as a guest house, workshop, additional living quarters, or recreational space. The shop home also offers flexibility to be converted into additional bedrooms if desired. With 2.8 acres, utilities ready, dirt work completed, an existing living space, and a large shop already in place, this property gives you the opportunity to start enjoying the land now while creating the home you have always wanted. All within the privacy and security of the gated River Oaks community.
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Aluminum/Metal
- Construction materials: Alum/Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Barndominium
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Elec Range/Oven,Electric Water Heater
- Laundry features: Electric Dryer Hookup
Bathroom
- Features: Shower Only
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Breakfast Room
Features
- Ceiling Fan(s),Breakfast Bar
- Fireplace features: None
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Electric
Interior Area
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 1604345
- Exclusions: Personal Items
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: None
- Living area range: 1501-2000
Lot
- Lot size: 2.89 Acres
Parking
- Total spaces: 2
- Parking features: Carport,Garage Faces Front
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,820 | $21,840 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $348 | $4,176 |
| Electricity | $238 | $2,859 |
| Total | $2,750 | $33,000 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $270,000 |
| 2026-05-27 | Listed for sale | $360,000 |
