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1005 Joanna Ct, Garrett, IN, 46738

3beds
3baths
2,287sqft
$385,000
$168price/sqft
$2,596/moest. monthly cost
$103,840/yrincome needed

About This Home

Contingent - Accepting Backup Offers. Welcome home to the 2026 Garrett-Keyser-Butler Building Trades Home - a thoughtfully designed ranch offering quality craftsmanship, modern finishes and functional living spaces throughout. This 3 bedroom, 2.5 bath home features an open concept layout highlighted by luxury vinyl plank flooring, rounded corners, cathedral ceilings in the living room, and abundant natural light. The spacious kitchen is designed for both everyday living and entertaining with beautiful hickory cabinetry, granite countertops, tile backsplash, large sink, garbage disposal, breakfast bar, walk-in pantry, and included kitchen appliances. The adjoining dining and living areas flow seamlessly to the 14x14 rear patio, creating the perfect space for relaxing or hosting guests. The private primary suite offers a large walk-in closet and an impressive en-suite bath complete with granite countertops, walk-in shower, and private water closet toilet area. Two additional bedrooms and full guest bath with tub/shower combo provide comfortable accommodations for family or guests. Additional highlights includes a large laundry room, extended two-car garage with additional storage closet, cubbie bench area for coats and shoes off the garage entry, front coat closet, and included washer and dryer. Built with attention to detail and modern convenience in mind, this home combines style, comfort, and practicality in one exceptional package.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
5/10
Garrett Middle SchoolGrades 6-80.1 mi
5/10
Garrett High SchoolGrades 9-120.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hk Up Gas/Elec,Dishwasher,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Electric Oven,Gas Water Heater,Tankless Water Heater
  • Laundry features: Dryer Hook Up Gas/Elec,Sink,Main Level,Washer Hookup

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • 1st Bdrm En Suite,Breakfast Bar,Walk-In Closet(s),Stone Counters,Eat-in Kitchen,Entrance Foyer,Pantry,Split Br Floor Plan,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Custom Cabinetry
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,287

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,287
  • Total interior livable area: 2,287 sqft

Kitchen

  • Level: Main
  • Area: 256

Living Room

  • Level: Main
  • Area: 486

Property

Details

  • Parcel number: 170903252016.000013
  • Zoning: R1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch Covered

Lot

  • Lot size: 0.28 Acres
  • Features: Cul-De-Sac,City/Town/Suburb
  • Lot size dimensions: 86x140

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$246$2,952
Property Taxes $195$2,340
Electricity $209$2,515
Total$2,596$31,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,005/yr
40% on housing$77,880/yr
45% on housing$69,226/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 46738$151
DeKalb County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 46738$138
DeKalb County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$385,000

New Construction

AgentKyle Branscum
BrokerageWible Realty

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