See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7 (aka 11 & 15) Prospect Terrace, Yonkers, NY, 10705

5beds
6baths
3,952sqft
$1,195,000
$302price/sqft
$8,958/moest. monthly cost
$358,320/yrincome needed

About This Home

A superb example of the Victorian and Arts and Crafts influence on Colonial Revivals, this stunning home embodies gracious living, thoughtfully renovated and reimagined with a deep respect for its original character. Like the protagonist stepping into your own classic novel, you enter through the garden gate and are welcomed by a grand front porch tucked in a canopy of trees. Cross the wide threshold to the generous, light-filled entry hall which anchors the main floor with leaded stained glass, millwork, and columns topped with Ionic capitals. A masterwork of versatility and thoughtful design, the adjacent great room seamlessly unites the chef’s kitchen, family room, and dining area. Window seats, a hearth with pellet stove, soapstone counters, and rich wood floors create a space equally suited to quiet breakfasts, lively game nights, intimate dinners, or entertaining on a grand scale. The understated den, with views of and access to a secluded garden deck, and the beautifully composed living room with wainscoting, built-ins, and a working fireplace offer a perfect counterbalance to the exceptional entry hall. A dedicated laundry room with abundant storage and access to the rear porch preserves the home’s original hearth stone. A well-appointed half bath featuring the original marble sink completes the main floor. As you ascend the staircase with its substantial newel posts and turned balusters, you arrive at the broad, upper hall that is a living space in its own right and still retains the original speaking tube connecting to the main floor. Anchoring the second floor, it connects the primary suite and ensuite bath (including a divine clawfoot soaking tub) with three additional bedrooms, a large office, one full bath, one-half bath, and the staircase to the floor above. Light spills into every room and each offers superb views of the trees and the gardens below. The top floor is an exceptional private retreat with a substantial bedroom, study, legal kitchen, and half bath. Throughout the home, distinctive coffered ceilings, wool carpets, lovingly restored Roman grill and diamond-patterned mullioned glass, pilasters, voluted columns, and decorative fireplaces speak to the home’s remarkable craftsmanship and heritage. The two included lots are distinguished by their iconic view of the Palisades, meticulously maintained flowering trees, shrubs, and garden beds, and opportunities to retreat among the paths and stone walls. The full, unfinished walkout basement is so large you may lose track of what you store there! Stillness and beauty greet you at every turn. This is rare seclusion in the heart of a thriving community. You have arrived.

Getting Around

69
WalkingSomewhat Walkable
52
TransitGood Transit
37
BikeSomewhat Bikeable

Schools

7/10
Yonkers High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Advanced Framing Technique,Vinyl Siding

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Craftsman,Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Gas Cooktop,Gas Oven,Refrigerator,Gas Water Heater,Wine Refrigerator
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 2
  • 1/2 bathrooms: 4

Features

  • Built-in Features,Ceiling Fan(s),Chandelier,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entertainment Cabinets,Entrance Foyer,High Ceilings,Kitchen Island,Natural Woodwork,Open Kitchen,Original Details,Primary Bathroom,Soaking Tub,Stone Counters,Storage,Walk-In Closet(s),Wired for Sound
  • Window features: New Windows,Oversized Windows,Screens,Storm Window(s),Wood Frames
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 5
  • Fireplace features: Decorative,Pellet Stove,Wood Burning
  • Fireplace: Yes
  • Attic: Dormer,Partially Finished,Walkup

Heating & Cooling

  • Heating features: Natural Gas,Other,Steam,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,952
  • Total interior livable area: 3,952 sqft

Property

Details

  • Parcel number: 551800 1.10527 and 551800 1.10524
  • Special condition: None
  • Exclusions: Great room chandelier and sconces,second floor landing chandelier

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Garden
  • Fencing: Fenced,Full,Other,Wood
  • Has view: Yes
  • View description: River,Skyline,Trees/Woods
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 0.30 Acres
  • Features: Back Yard,Garden,Hilly,Historic District,Landscaped,Sprinklers In Rear,Views

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$431$5,172
Property Taxes $1,832$21,984
Electricity $653$7,837
Total$8,958$107,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$307,131/yr
40% on housing$268,740/yr
45% on housing$238,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 10705$328
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10705$373
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$1,195,000
2026-07-22Price change$1,195,000
2026-05-27Listed for sale$1,285,000

For Sale by Agent

AgentZebee A. Voss
BrokerageJulia B Fee Sothebys Int. Rlty

Similar Homes