706 JERSEY AVENUE, Saint Cloud, FL, 34769
About This Home
Welcome to this charming 2-bedroom, 1-bath home located in the heart of St. Cloud! Built in 1974, this well-maintained residence offers 912 square feet of comfortable living space and sits on a spacious 7,492-square-foot lot with no HOA restrictions. Inside, you’ll find a functional layout featuring a bright living area, dedicated dining space, and a combination of ceramic tile and carpet flooring. The home offers central heating and an inviting atmosphere that’s perfect for first-time homebuyers, downsizers, or investors seeking a property with great potential. Enjoy the convenience of being just minutes from historic Downtown St. Cloud, local shops, restaurants, schools, parks, and the beautiful Lakefront Park. With easy access to major roadways, this home provides the perfect blend of small-town charm and everyday convenience. Don’t miss this opportunity to own an affordable home with a generously sized yard and endless possibilities in one of St. Cloud’s established neighborhoods!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 140
- Dimensions: 10x14
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 196
- Dimensions: 14x14
Features
- Ceiling Fan(s),Crown Molding
- Flooring: Ceramic Tile,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,112
- Total interior livable area: 912 sqft
Kitchen
- Level: First
- Area: 150
- Dimensions: 10x15
Living Room
- Level: First
- Area: 238
- Dimensions: 14x17
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 180
- Dimensions: 12x15
Property
Details
- Parcel number: 012630000100790030
- Zoning: SR2
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Entrance,Private Yard
- Fencing: Fenced
Lot
- Lot size: 7,492 sqft
- Lot size dimensions: 50 x 150
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Hurricane
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $337 | $4,044 |
| Electricity | $197 | $2,366 |
| Total | $2,146 | $25,752 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $280,000 |
| 2023-04-21 | Sold | $265,000 |
| 2023-03-09 | Pending sale | $269,900 |
| 2023-01-25 | Price change | $269,900 |
| 2022-11-08 | Listing removed | -- |
| 2022-11-05 | Listed for rent | $2,050 |
| 2022-11-03 | Listed for sale | $284,900 |
| 1998-06-30 | Sold | $56,500 |
View on Zillow