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743 & 1/2 Harding Way E, Galion, OH, 44833

1beds
1baths
1,460sqft
$185,000
$127price/sqft
$1,429/moest. monthly cost
$57,160/yrincome needed

About This Home

Exceptional visibility, flexible space, and endless opportunity come together in this unique mixed-use property located in one of the best business locations in town. The inviting office space offers approximately 923 SF with a warm, professional feel featuring a working gas fireplace, built-in bookcase, and access to first-floor laundry. Upstairs, the 1 bedroom, 1 bath apartment provides 527 SF of comfortable living space with large closets, updated vinyl windows, and a private 12x14 wood deck overlooking the partially fenced backyard and peaceful koi pond. A covered patio with privacy fencing creates the perfect outdoor retreat for tenants or owners to enjoy. Additional highlights include a detached 3-car garage with electric, new garage roof in 2025, updated AC unit, separate 100-amp electric service for each unit, shared parking, and additional dedicated gravel parking. A rare opportunity to own a highly visible property with both business and income-producing potential.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

--
Primary Elementary SchoolGrades PK-20.4 mi
7/10
Galion Middle SchoolGrades 6-80.4 mi
4/10
Galion High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Insulated Windows
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,402
  • Total interior livable area: 1,460 sqft

Property

Details

  • Parcel number: 190026791.000

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Common,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$130$1,560
Property Taxes $171$2,052
Electricity $193$2,320
Total$1,429$17,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,994/yr
40% on housing$42,870/yr
45% on housing$38,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 44833$82
Crawford County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 44833$118
Crawford County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$185,000

For Sale by Agent

AgentDanielle Holt
BrokerageSluss Realty Company

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