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807 Tennessee Ave, Saint Cloud, FL, 34769

2beds
2baths
1,160sqft
$297,000
$256price/sqft
$2,235/moest. monthly cost
$89,400/yrincome needed

About This Home

Enjoy peaceful living in this beautiful 2-bedroom, 2-bathroom home ideally located near Lakefront Park. Inside, you’ll find a bright and welcoming layout designed for comfortable everyday living. The home features a private backyard, giving you your own outdoor retreat, along with a spacious back deck perfect for relaxing, grilling, or entertaining guests. You will love the oversized fenced backyard; there is even a double swing gate to the right of the home. There is NO HOA! Just a short distance away, Lakefront Park offers scenic lake views, walking paths, and outdoor recreation—making this home perfect for those who enjoy nature and convenience.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

3/10
7/10
St. Cloud Middle SchoolGrades 6-81.5 mi
4/10
St. Cloud High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Metal Siding,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator
  • Laundry features: In Kitchen

Balcony Porch Lanai

  • Level: First
  • Area: 105
  • Dimensions: 15x7

Balcony Porch Lanai

  • Level: First
  • Area: 160
  • Dimensions: 16x10

Bedroom2

  • Features: Ceiling Fan(s),En Suite Bathroom,Stone Counters,Tub With Shower,Storage Closet
  • Level: First
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Pantry
  • Level: First
  • Area: 204
  • Dimensions: 17x12

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Pest Guard System,Primary Bedroom Main Floor
  • Door features: French Doors
  • Window features: Blinds,Low Emissivity Windows
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 252
  • Dimensions: 21x12

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Stone Counters,Tub With Shower,Storage Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 012630000100920200
  • Zoning: SR2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 9,365 sqft
  • Lot size dimensions: 62.5 x 150

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,501$18,012
Home Insurance *$209$2,508
Property Taxes $328$3,936
Electricity $197$2,366
Total$2,235$26,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,628/yr
40% on housing$67,050/yr
45% on housing$59,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$300,000
2026-03-13Listed for sale$320,000
2022-07-05Sold$300,000
2022-06-08Listing removed--
2022-06-02Pending sale$289,900
2022-05-29Listed for rent$2,140
2022-05-28Listed for sale$289,900
2005-10-18Sold$170,000
2005-06-11Sold$112,600
1996-07-23Sold$62,000

For Sale by Agent

AgentTania Crandall
BrokerageSHORESTONE PROPERTY GROUP

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