




1312 Fm 581, Lometa, TX, 76853
About This Home
Escape to the peace and beauty of the Texas Hill Country with this charming retreat located on paved FM 581 just outside of Lometa and only minutes from shopping and H-E-B. The quaint rustic farmhouse features a classic tin roof, 2 bedrooms, 2 bathrooms, real wood floors, a spacious game room, and central heat and air, offering the perfect blend of country charm and everyday comfort. Also included is a well-maintained 2-bedroom, 2-bath manufactured home complete with a covered deck, carport, and storage area — ideal for guests, extended family, or rental potential. The land is perfectly suited for recreation and country living, with excellent opportunities for whitetail deer hunting, star gazing under dark Texas skies, agricultural grazing with cows and calves, FFA or 4-H projects, and plenty of room for horses to roam. Enjoy the welcoming small-town atmosphere that makes Lometa special, from Catfish Fridays at Sammy's Cafe to delicious Mexican food at Rancho Seco and BBQ with adult beverages at The Beer Kooler. Experience the excitement of Friday night lights and six-man football, along with strong community pride through organizations like the Lometa Garden Club and Lometa Lions Club. Families will also appreciate highly regarded Lometa Independent School District and will love the Hornet Pride. Whether you’re looking for a weekend getaway, full-time country living, or an investment opportunity, this unique Hill Country property offers peaceful surroundings with convenient access to town amenities.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1940
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Hill Country,Ranch
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Some Gas Appliances
- Laundry features: Laundry Closet,Main Level
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Eat-in Kitchen,Kitchen/Dining Combo,Pantry
- Flooring: Wood
- Fireplace features: None
- Attic: Access Only
Game Room
- Level: Main
Interior Area
- Total interior livable area: 1,458 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 12919
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Storage
- Spa features: None
- Fencing: Cross Fenced,Perimeter
- Has view: Yes
- View description: None
- Waterbody name: None
- Residential vegetation: Partially Wooded
- Horses can be raised: Yes
Lot
- Lot size: 83.12 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Drought
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $585 | $7,020 |
| Electricity | $238 | $2,859 |
| Total | $5,741 | $68,892 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-27 | Listed for sale | $925,000 |
