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1417 11th St, Saint Cloud, FL, 34769

2beds
1baths
788sqft
$259,000
$329price/sqft
$2,111/moest. monthly cost
$84,440/yrincome needed

About This Home

Beautifully crafted 1925 home ideally located in the historic area of Downtown St. Cloud. Offering 2 bedrooms, 1 bathroom, and 1,004 square feet of living space, this charming home blends timeless character with important modern updates. Features include a metal roof, tankless water heater, HVAC replaced in 2017, a newer electrical panel installed in 2021 and NO HOA. The kitchen includes the laundry closet space and extra storage for pantry. Built-in features offer charm and more options for storage. The property also offers a shed for a workshop to enjoy hobbies or projects. An extended driveway is hard to find in town, providing ample space for at least 3 vehicles. Private backyard provides space for entertaining or a dog run. Enjoy the convenience of being just minutes from Downtown St. Cloud, with its local shops, restaurants, community events, and small-town charm. Whether you're looking for a full-time residence, investment opportunity, or a home with historic character, 1417 11th Street offers a wonderful opportunity to own a piece of St. Cloud history. The Saint Cloud Lakefront is 1 mile away, enjoy the jogging paths, biking or the beach. This residential home is zoned SCB2 which offers future commercial use. Reach these popular destinations within the area - Lake Nona medical city 13 miles, Orlando 20 miles, Disney 25 miles, and Brevard beaches 50 miles. All information is deemed reliable and buyer may perform their own due diligence. Schedule a tour today!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

4/10
7/10
St. Cloud Middle SchoolGrades 6-80.9 mi
4/10
St. Cloud High SchoolGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedroom2

  • Area: 112
  • Dimensions: 14.00 x 8.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 99
  • Dimensions: 11.00 x 9.00

Features

  • Built-in Features,Ceiling Fan(s),Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,004
  • Total interior livable area: 788 sqft

Kitchen

  • Level: First
  • Area: 143
  • Dimensions: 13.00 x 11.00

Living Room

  • Level: First
  • Area: 121
  • Dimensions: 11.00 x 11.00

Master Bedroom

  • Level: First
  • Area: 108
  • Dimensions: 12.00 x 9.00

Property

Details

  • Parcel number: 012630000101890215
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Glass Enclosed
  • Fencing: Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,484 sqft
  • Features: Few Trees,Historic Area

Parking

  • Parking features: Guest,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$182$2,184
Property Taxes $423$5,076
Electricity $197$2,366
Total$2,111$25,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,377/yr
40% on housing$63,330/yr
45% on housing$56,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$249,000
2026-07-30Listed for sale$259,000
2024-09-06Sold$229,000
2024-08-04Pending sale$229,000
2024-07-30Listed for sale$229,000
2024-07-11Listing removed$238,500
2024-03-25Listing removed--
2024-02-14Price change$238,500
2024-02-02Price change$248,900
2024-01-17Listed for sale$259,000
2023-10-19Listing removed--
2023-09-06Listed for sale$300,000
2018-12-26Sold$125,000
2018-11-27Pending sale$129,900
2018-11-23Listed for sale$129,900
2018-11-16Pending sale$129,900
2018-08-30Listed for sale$129,900
2006-07-07Sold$120,000

For Sale by Agent

AgentKimberly C Fouts
BrokerageBlue Marlin Real Estate

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