1322 New York Ave, Saint Cloud, FL, 34769
About This Home
Unique opportunity in a prime location in historic downtown St. Cloud, Florida. This parcel is part of a four-parcel package deal on the New York Ave block of Irlo Bronson Pkwy/US192, right across from Veterans' Park and the Amphitheater, and across from the historic shopping district and City Hall. These four parcels are each 0.16 acres for a total of 0.64 contiguous acres. This location is zoned HB (Highway Business), with permitted uses of residential and commercial. This is an investment portfolio consisting of one vacant lot (0.16 acres) and three small income-producing homes that could be leased to individuals or small businesses, or developed into a commercial project. This package includes 1310 New York Ave, 1314 New York Ave, 0 New York Ave, and 1322 New York Ave. Also listed as a commercial property for sale, MLS# O6381462.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Other
- Roof: Shingle
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other
- Flooring: Linoleum
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 816
- Total interior livable area: 816 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 012630000102460110
- Zoning: SHB/HIGHWA
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Other
- Has view: Yes
- View description: Park/Greenbelt
Lot
- Lot size: 7,013 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Hurricane
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $845 | $10,140 |
| Property Taxes | $1,902 | $22,824 |
| Electricity | $197 | $2,366 |
| Total | $9,011 | $108,132 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $1,200,000 |
| 2026-04-01 | Listing removed | $325,000 |
| 2026-02-01 | Listed for sale | $325,000 |
| 2025-10-15 | Listing removed | $325,000 |
| 2025-08-08 | Price change | $325,000 |
| 2025-06-24 | Listed for sale | $425,000 |
| 2023-07-26 | Listing removed | -- |
| 2023-05-02 | Listed for sale | $1,199,000 |
| 2023-04-14 | Listing removed | -- |
| 2023-02-23 | Price change | $1,200,000 |
| 2022-10-19 | Listed for sale | $1,500,000 |
| 2021-07-06 | Sold | $196,000 |
| 2002-09-16 | Sold | $66,000 |
| 1996-10-25 | Sold | $14,800 |
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