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1418 Massachusetts Ave, Saint Cloud, FL, 34769

2beds
2baths
806sqft
$239,000
$297price/sqft
$1,888/moest. monthly cost
$75,520/yrincome needed

About This Home

Don’t miss this opportunity to own a 2 bedroom, 2 bathroom home with 806 sq. ft. of living space, perfectly located in the heart of downtown Saint Cloud. Sitting on a spacious double lot, this property is full of potential for a handy family, first-time buyer, or savvy investor. Property Highlights: 2 Bedrooms, 2 Bathrooms 806 sq. ft. of living space Large double lot with endless possibilities Prime downtown Saint Cloud location Walking distance to shops, restaurants, and Lakefront Park Ready for improvements and personalization The Home: This cozy home features a practical layout with two bedrooms and two full bathrooms. Inside, it’s ready for updates—perfect for those who want to bring their own vision to life. With some thoughtful renovations, this property could easily be transformed into a modern, comfortable space. The Lot: What sets this home apart is the rare double lot in a downtown location. The extra space offers countless options: Room to expand the existing home Pre-built separate garage ready to upgrade Design your dream backyard, garden, or pool Plenty of space for pets, play areas, or outdoor entertaining The Location: Downtown Saint Cloud is known for its small-town charm, historic streets, and welcoming community. Living here means being close to: Shopping, dining, and local events Lakefront Park with trails, picnic areas, and recreational activities Easy access to Orlando, Lake Nona, and major highways For investors, this property offers excellent upside. Renovate and resell, or update and rent to meet the growing demand for housing in Saint Cloud’s desirable downtown. With the lot size, location, and flexibility, the possibilities are wide open. This 2 bed, 2 bath, 806 sq. ft. home on a double lot is a rare find in downtown Saint Cloud. Whether you’re searching for a project to make your own, an investment with strong potential, or simply a home with room to grow, this property delivers. Schedule your showing today and explore the possibilities of this home!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

6/10
7/10
St. Cloud Middle SchoolGrades 6-80.7 mi
4/10
St. Cloud High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 252
  • Dimensions: 14x18

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 806
  • Total interior livable area: 806 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 128
  • Dimensions: 8x16

Living Room

  • Features: No Closet
  • Level: First
  • Area: 260
  • Dimensions: 13x20

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: 012630000102760080
  • Zoning: RS-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox

Lot

  • Lot size: 10,500 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$168$2,016
Property Taxes $315$3,780
Electricity $197$2,366
Total$1,888$22,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,731/yr
40% on housing$56,640/yr
45% on housing$50,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-28Price change$239,000
2025-08-29Listed for sale$275,000
2010-12-01Sold$45,000
2004-01-26Sold$85,500
2003-06-27Sold$50,000

For Sale by Agent

AgentBrandon Hamamura
BrokerageSTELLAR REAL ESTATE OF FLORIDA

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