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1510 New York Ave, Saint Cloud, FL, 34769

2beds
1baths
1,005sqft
$175,000
$174price/sqft
$1,355/moest. monthly cost
$54,200/yrincome needed

About This Home

Short Sale. Looking for affordable living with no HOA? This St. Cloud gem has it all! Featuring ceramic tile floors throughout, an updated kitchen, and a newer AC system (2020), this home is designed for both style and function. The flexible extra space makes a perfect office, game room, or guest area, while the oversized utility room adds convenience. A detached shed and covered rear carport provide plenty of room for hobbies, storage, and parking. Ideally located close to Downtown St. Cloud, East Lake Tohopekaliga, and just a short drive to Lake Nona and Orlando’s major highways, this home offers small-town charm, big-city convenience, and no costly HOA fees.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
St. Cloud Middle SchoolGrades 6-80.6 mi
4/10
St. Cloud High SchoolGrades PK,9-120.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bathroom1

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,005
  • Total interior livable area: 1,005 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 012630000103040030
  • Zoning: SR2
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 7,013 sqft
  • Lot size dimensions: 50 x 140

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$123$1,476
Property Taxes $151$1,812
Electricity $197$2,366
Total$1,355$16,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,457/yr
40% on housing$40,650/yr
45% on housing$36,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$175,000
2026-03-09Price change$200,000
2026-02-27Listed for sale$230,000
2026-02-05Pending sale$230,000
2025-10-27Price change$230,000
2025-08-20Listed for sale$240,000
2024-08-13Listing removed--
2024-05-14Listed for sale$265,900
2023-02-28Listing removed--
2023-02-08Price change$275,000
2023-01-20Price change$280,000
2023-01-03Listed for sale$291,300
2021-08-06Sold$205,000
2021-07-07Pending sale$205,000
2021-05-07Listing removed--
2021-04-26Listed for sale$205,000
2021-04-03Pending sale$205,000
2020-12-10Price change$205,000
2020-11-19Listed for sale$215,000
2020-03-27Sold$99,500
2020-03-14Pending sale$105,000
2020-02-15Listed for sale$105,000
2012-12-27Sold$26,400
2012-04-28Listing removed$28,000
2012-04-13Listed for sale$28,000
2012-01-08Listing removed$34,900
2005-08-01Sold$128,800
2004-04-28Sold$50,000
1999-05-20Sold$25,000

For Sale by Agent

AgentYosseff Roman
BrokerageKELLER WILLIAMS ADVANTAGE III

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