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1508 Kentucky Ave, Saint Cloud, FL, 34769

2beds
1baths
876sqft
$249,900
$285price/sqft
$1,862/moest. monthly cost
$74,480/yrincome needed

About This Home

Welcome to this Charming and well-maintained home located in the heart of St. Cloud, just minutes from the scenic waterfront of East Lake Tohopekaliga and the amenities of Lakefront Park. This inviting residence offers comfortable living spaces, abundant natural light, and a functional layout ideal for a variety of buyers. Some of the features include; covered carport parking, enclosed front entry for extra living/storage space that can be used for variety of things, well-appointed bathroom positioned between two bedrooms, a bright kitchen with ample cabinetry and counter top space. A third room (bedroom/office) is located at the rear of the home. Interior Laundry is located at rear of home just through the kitchen. The front living and dedicated dining areas provide an easy flow for everyday living and entertaining. Roof was just newly painted, HVAC was replace/updated in 2022, all windows have been updated to low-E double pane windows throughout 2022-2025, Metal Roof re-fastened and just recently painted, also has a fully paid-off security system (buyer just needs to continue service with security provider). Enjoy Florida living outdoors with a generously sized fenced backyard, perfect for gatherings, pets, gardening. Make this home yours today. Seller will contribute $5,500 toward buyer’s closing costs and prepaids with a contract at listing price.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
7/10
St. Cloud Middle SchoolGrades 6-80.7 mi
4/10
St. Cloud High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 115
  • Dimensions: 11.5x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 103.5
  • Dimensions: 11.5x9

Features

  • Thermostat
  • Window features: Blinds
  • Flooring: Ceramic Tile,Laminate

Foyer

  • Features: No Closet
  • Level: First
  • Area: 135
  • Dimensions: 18x7.5

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 80
  • Dimensions: 10x8

Laundry

  • Level: First
  • Area: 57.5
  • Dimensions: 11.5x5

Living Room

  • Features: No Closet
  • Level: First
  • Area: 184
  • Dimensions: 16x11.5

Other

  • Features: No Closet
  • Level: First
  • Area: 86.25
  • Dimensions: 11.5x7.5

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 115
  • Dimensions: 11.5x10

Property

Details

  • Parcel number: 012630000103060030
  • Zoning: SR2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Rain Gutters,Sidewalk
  • Fencing: Chain Link
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 7,013 sqft
  • Features: City Lot,Sidewalk
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$176$2,112
Property Taxes $226$2,712
Electricity $197$2,366
Total$1,862$22,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,840/yr
40% on housing$55,860/yr
45% on housing$49,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$249,900
2026-04-24Pending sale$249,900
2026-04-23Listed for sale$249,900
2026-04-22Pending sale$249,900
2026-04-03Price change$249,900
2026-03-25Price change$259,000
2026-03-11Listed for sale$267,500
2022-02-16Sold$240,000
2013-03-13Listing removed$900
2013-03-08Listed for rent$900
2013-01-03Sold$29,000
2012-12-05Price change$34,900
2012-11-08Price change$39,900
2012-10-14Price change$44,900
2012-09-12Price change$49,900
2012-09-05Listed for sale--
2011-03-03Listing removed$43,000
2010-11-28Listed for sale$43,000
2009-04-04Listing removed$55,000
2009-01-24Price change$55,000
2009-01-18Price change$59,000
2009-01-04Listed for sale$69,000
2005-10-18Sold$129,700
2003-06-24Sold$65,000

For Sale by Agent

AgentClint Wise
BrokerageDALTON WADE INC

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