1517 Missouri Ave, Saint Cloud, FL, 34769
About This Home
One or more photo(s) has been virtually staged. Unique Investment Opportunity in the Heart of St. Cloud! This property represents the dream for any investor, family, or savvy buyer looking to maximize their investment potential. Situated on an oversized lot in the coveted "State Streets," this property offers flexibility, location, and profitability with no HOA restrictions. Property Highlights: A solid-construction, well-distributed 2-bedroom, 2-bathroom home, move-in ready. Carefully updated with a newer AC unit, kitchen, washer, and dryer—all in like-new condition—offering the comfort of a modern home that blends durability, history, and high potential for steady appreciation. Detached Multi-Use Space: A block-construction garage transformed into a private studio with a full bathroom, air conditioning, and elegant wood ceilings. Equipped with a refrigerator and microwave, this space offers unlimited potential as a private office, personal retreat, and more. Oversized Lot Versatility: Enjoy a spacious and private outdoor area. Thanks to its direct Alley Access, the property provides unparalleled convenience for parking an RV, boat, or additional vehicles. RV Connection: This space includes an RV hookup and currently houses an operational RV (2025 model). Note: The RV is not included in the sale price, but the owner is open to negotiating its inclusion through a separate Bill of Sale, offering the buyer an opportunity to acquire an asset. This property is more than just a home; it is a tool with great rental income potential. Strategically located near shopping and major roads, it offers the perfect balance between the tranquility of a historic neighborhood and the profitability of a multifunctional asset. Don’t miss this strategic opportunity! Contact us today to schedule your private showing. Buyer must conduct their own due diligence regarding measurements and zoning. Please submit all offers with proof of funds or a pre-approval letter to the listing agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Foundation: Block,Slab
- Roof: Shingle
- Construction materials: Block,Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor
- Window features: Shutters
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Ductless
Interior Area
- Total structure area: 1,184
- Total interior livable area: 995 sqft
Kitchen
- Features: No Closet
- Level: First
- Area: 144
- Dimensions: 9x16
Living Room
- Level: First
- Area: 270
- Dimensions: 15x18
Primary Bedroom
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 110
- Dimensions: 10x11
Property
Details
- Parcel number: 012630000103080150
- Zoning: SR2
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Garden,Courtyard,Private Mailbox,Private Entrance,Private Yard
Lot
- Lot size: 6,970 sqft
Parking
- Total spaces: 2
- Parking features: Open,RV Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,344 | $16,128 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $427 | $5,124 |
| Electricity | $197 | $2,366 |
| Total | $2,155 | $25,860 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $265,900 |
| 2026-04-05 | Price change | $269,500 |
| 2026-03-07 | Listed for sale | $275,000 |
| 2025-02-20 | Sold | $228,000 |
| 2025-01-29 | Pending sale | $229,000 |
| 2025-01-16 | Listed for sale | $229,000 |
| 2017-01-18 | Sold | $114,000 |
| 2016-11-17 | Listed for sale | $124,990 |
| 2016-11-14 | Sold | $68,000 |
| 2016-09-19 | Pending sale | $70,000 |
| 2016-09-15 | Listed for sale | $70,000 |
| 2016-08-18 | Pending sale | $70,000 |
| 2016-07-29 | Listed for sale | $70,000 |
| 2016-06-11 | Listing removed | -- |
| 2016-06-09 | Listed for sale | -- |
| 2002-05-02 | Sold | $78,900 |
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