See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

249 County Road 784a Lot 4, Etowah, TN, 37331

3beds
2baths
1,568sqft
$289,900
$185price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

Brand new Rio Epic model offers approximately 1,568 square feet of thoughtfully designed living space, perfectly situated on .8 acre lot. Welcome to Magnolia Grove--where modern farmhouse style meets peaceful country living! Priced at $289,900, this home delivers exceptional value and offers more space and land than many homes in this price range. Inside, you'll find an open concept layout with a spacious living room, dining area, and a beautifully designed kitchen featuring a large center island, ideal for entertaining and everyday living. The split bedroom floorplan provides privacy, with a generous primary suite designed for comfort. Built with Clayton's energy-efficient construction and modern finishes, this home is move-in ready and designed for today's lifestyle. Enjoy peaceful country surroundings with convenient access to the Hiwassee River, local outdoor recreation, and nearby Starr Mountain as part of the area's scenic appeal. Conveniently located roughly 10 minutes from downtown Etowah and about 20 minutes from downtown Athens, this property offers the feel of quiet country living without giving up access to shopping, dining, and everyday essentials. Some photos are AI enhanced. Taxes to be determined.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
7/10
Central High SchoolGrades 9-127.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured On Land,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),High Speed Internet
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,568

Heating & Cooling

  • Heating features: Central
  • Cooling features: Other,Central Air

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Topography of land: Sloped,Level

Lot

  • Lot size: 0.80 Acres
  • Features: Sloped,Level

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance $193$2,316
Property Taxes $77$924
Electricity $175$2,103
Total$1,910$22,920

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 37331$162
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37331$152
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$289,900

New Construction

AgentPaula Scarbrough
BrokerageCENTURY 21 Legacy

Similar Homes