407 TENNESSEE AVENUE, Saint Cloud, FL, 34769
About This Home
Beautifully updated and ideally located just moments from the St. Cloud Lakefront, this inviting home offers convenient access to the public beach, boat ramp, walking and biking paths, playground, splash pad, waterfront restaurant, and downtown St. Cloud. Step inside to a spacious living room that flows seamlessly into the dining area, creating an inviting space for everyday living and entertaining. The beautiful kitchen features butcher block countertops, stainless steel appliances, a vent hood, and updated finishes. Just beyond the dining area, the expansive air-conditioned Florida room significantly expands the home's living space and is perfect for a second living area, home office, playroom, hobby room, or fitness area. Step outside to the fully fenced backyard where a sprawling mature shade tree creates a beautiful backdrop for relaxing and entertaining. A 12' x 17' stamped concrete patio and fire pit complete the outdoor living space, while the 20' x 20' detached storage building provides flexible space for storage, hobbies, or a workshop and may offer the opportunity for future conversion into an in-law suite or apartment, subject to applicable zoning and permitting requirements. The covered carport, attached utility room, and included washer and dryer add everyday convenience. Major improvements provide peace of mind, including a new air conditioning system installed in 2023, a new roof in 2024, and the beautifully remodeled kitchen completed in 2026. Combining thoughtful updates, a spacious backyard designed for relaxing and entertaining, and an outstanding location near the St. Cloud Lakefront, this move-in-ready home is ready for its next owner.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Range Hood,Refrigerator
- Laundry features: Inside
Bedroom2
- Features: Walk-In Closet(s)
- Level: First
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: No Closet
- Level: First
- Area: 80
- Dimensions: 10x8
Features
- Ceiling Fan(s),Primary Bedroom Main Floor
- Flooring: Tile
Florida Room
- Features: No Closet
- Level: First
- Area: 198
- Dimensions: 18x11
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,056
- Total interior livable area: 1,516 sqft
Kitchen
- Features: No Closet
- Level: First
- Area: 81
- Dimensions: 9x9
Living Room
- Features: No Closet
- Level: First
- Area: 238
- Dimensions: 17x14
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 130
- Dimensions: 13x10
Property
Details
- Parcel number: 012630000103860095
- Zoning: SR2
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Fire Pit
- Fencing: Vinyl
Lot
- Lot size: 9,365 sqft
- Lot size dimensions: 62.5 x 150
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Lightning
- Hurricane
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,663 | $19,956 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $179 | $2,148 |
| Electricity | $197 | $2,366 |
| Total | $2,270 | $27,240 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $329,000 |
| 2016-04-19 | Sold | $169,900 |
| 2016-03-08 | Listed for sale | $169,900 |
| 2005-11-30 | Sold | $190,000 |
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