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303 Wolverine Way, Richmond, KY, 40475

3beds
2baths
1,751sqft
$539,900
$308price/sqft
$3,470/moest. monthly cost
$138,800/yrincome needed

About This Home

Introducing this brand new home in Richmond's newest subdivision, Crutcher Pike Estates! This stunning property features the sought-after Lacie plan, offering 3 spacious bedrooms ( all walk in closets), 2 full baths, and an open floor plan designed for modern living. Split bedroom design gives privacy for all and Primary ensuite consists of full bath with double vanity, and walk in tiled shower. With LVP floors throughout ( tile in baths), this floorplan boasts a large kitchen; large island with modern sink, pantry, and gorgeous quartz !!! Separate laundry room by the primary ensuite closet for easy access, Unfinished, walk out basement with room to grow! Some framing has been done for you to easily add a 4th or 5th bedroom, office, play area, or gym. The garage in the basement can also cater to your lawnmower, toys, or workshop. Tankless gas water heater and Dual Fuel Hvac are just another added amenity and upgrade for low maintenance . This home delivers both style and convenience. Enjoy outdoor relaxation on the covered deck, overlooking a one acre lawn, provides ample space for activities. Located just less than 5 minutes from parks, Richmond Centre (3 miles), and with easy interstate access, this home is perfectly situated for both leisure and commuting

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
8/10
Madison Middle SchoolGrades 6-84.1 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Exterior Entry,Full,Unfinished,Walk-Out Access

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Lower

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Blinds
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,751

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Dual Fuel
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,751
  • Total interior livable area: 1,751 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Lower

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 003000270070

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural,Neighborhood

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Basement,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$267$3,204
Property Taxes $319$3,828
Electricity $154$1,850
Total$3,470$41,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,971/yr
40% on housing$104,100/yr
45% on housing$92,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$165
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$539,900

For Sale by Agent

AgentKim Caywood
BrokerageThe Real Estate Co.

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