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1642 Miraflores Trl NW, Palm Bay, FL, 32907

2beds
2baths
1,308sqft
$271,005
$207price/sqft
$1,948/moest. monthly cost
$77,920/yrincome needed

About This Home

Exclusive to active adults 55+ and better, this new single-story home provides the convenience of having everything you need on one level. The inviting Great Room has an open layout that connects effortlessly to the kitchen and covered deck. The owner's suite is equipped with a private bathroom and a walk-in closet, while the secondary bedroom at the front is great for extra space or overnight guests.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10
Central Middle SchoolGrades 7-84.6 mi
4/10
Heritage High SchoolGrades 9-122.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Villa
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,308 sqft

Master Bathroom

  • Level: Main
  • Area: 194.79
  • Dimensions: 12.90 x 15.10

Property

Details

  • Parcel number: 28362150000th.00007.00
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 3,484 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Wildfire
Cold Wave
Drought
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,370$16,440
Home Insurance *$228$2,736
Property Taxes $153$1,836
Electricity $197$2,366
Total$1,948$23,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,788/yr
40% on housing$58,440/yr
45% on housing$51,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32907$155
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32907$187
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$271,005
2026-07-17Price change$271,005
2026-07-03Price change$246,140
2026-06-27Price change$248,740
2026-06-23Price change$252,490
2026-06-16Price change$251,140
2026-06-13Price change$252,490
2026-06-10Listed for sale$277,355

New Construction

AgentJennifer Richelle Smart
BrokerageLennar Realty, Inc.

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