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118 Georgia Ave, Saint Cloud, FL, 34769

3beds
2baths
1,246sqft
$335,000
$269price/sqft
$2,585/moest. monthly cost
$103,400/yrincome needed

About This Home

BRAND NEW ROOF! Step right into this charming POOL home with BRAND NEW A/C unit, spacious fully-fenced back yard, and just ONE BLOCK from the Saint Cloud Lakefront! This 3 bedroom, 2 bath home also showcases an electric fireplace in the living room, inside laundry room with storage, NEW VINYL FLOORING through most of the home, and brand new carpet in the primary bedroom. Outside, a new screened-in porch overlooking the SALT WATER POOL provides the perfect place for relaxation and entertainment. The pool also features a child-safety fence. The current owners have arranged for a new roof to be put on so that the new owners can move in with peace of mind knowing that the big-ticket items have been taken care of. Just down the street on Georgia Avenue is O.P. Johnson Park featuring a covered playground and basketball court. Lakefront Park is one block away and has picnic tables, public restrooms, bike and walking trails, a playground, splash pad, beach volleyball courts and lake front beach area, all near the Marina on East Lake Tohopekaliga! Downtown Saint Cloud is also in the vicinity and offers dining, shopping and entertainment. There's so much to see and do near this quaint Saint Cloud home. Come see for yourself today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
7/10
St. Cloud Middle SchoolGrades 6-81.9 mi
4/10
St. Cloud High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame (FSC Certified),Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Features: No Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 100
  • Dimensions: 10x10

Features

  • Ceiling Fan(s),Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,484
  • Total interior livable area: 1,246 sqft

Kitchen

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Laundry

  • Level: First
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Area: 255
  • Dimensions: 15x17

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 238
  • Dimensions: 14x17

Property

Details

  • Parcel number: 012630000104530030
  • Zoning: SR2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Child Safety Fence,In Ground,Salt Water
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Private Yard,Rain Gutters,Sidewalk
  • Fencing: Fenced,Wood

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Near Marina,Sidewalk
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$236$2,832
Property Taxes $459$5,508
Electricity $197$2,366
Total$2,585$31,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,628/yr
40% on housing$77,550/yr
45% on housing$68,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$143
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$335,000
2020-03-12Sold$210,500
2020-02-07Pending sale$210,500
2020-02-03Listed for sale$210,500

For Sale by Agent

AgentTiffany Chapman
BrokerageIRON VALLEY REAL ESTATE OSCEOLA

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