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972 Kensington Ave, Plainfield, NJ, 07060

5beds
5baths
--sqft
$925,000
--price/sqft
$6,780/moest. monthly cost
$271,200/yrincome needed

About This Home

The Banker's Estate: Timeless Architecture Meets Modern Living. 972 Kensington Avenue presents a rare opportunity to own a distinguished Colonial Revival residence rich in character, craftsmanship, and history. Set on beautifully landscaped grounds, this stately home offers approximately 3,500 square feet of living space with 5 bedrooms, multiple baths across three finished levels, and a thoughtfully preserved layout designed for entertaining and comfortable living. A gracious foyer welcomes you with Waterford sconces and timeless architectural detail. Gleaming hardwood floors, expansive formal living and dining rooms, and a classic butler's pantry showcase the home's enduring charm and functionality. Sunlight fills the spectacular sunroom through walls of windows, creating a bright retreat overlooking the property. The updated kitchen blends historic warmth with modern convenience, featuring Thermador double ovens, adjoining butler's pantry, wet bar, and a convenient secondary stairwell to the second floor. Additional highlights include exceptional closet and storage space throughout, including cedar-lined closets, central air on the second and third floors, and a finished basement with an additional bath and flexible recreation space. Rare original details including the slate roof, preserved architectural elements, and original 1926 blueprints reflect exceptional craftsmanship rarely found today. A home of this pedigree, scale, and provenance seldom becomes available.

Getting Around

45
WalkingCar-Dependent
42
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

3/10
3/10
Maxson Middle SchoolGrades 6-80.7 mi
1/10
Plainfield High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Slate
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Generator-Built-In,Jennaire Type,Refrigerator,Self Cleaning Oven,Washer,Water Filter,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Outside Entrance, Rec Room, Storage Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Bilco-Style Door,Full,Walk-Out Access

Bedroom1

  • Level: Second
  • Area: 322

Bedroom2

  • Level: Second
  • Area: 168

Bedroom3

  • Level: Second
  • Area: 182

Bedroom4

  • Level: Third
  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 224

Features

  • Wet Bar,Cedar Closet(s),Solarium,Sunroom,Pantry,Foyer,In-Law Floorplan
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiators - Steam,Natural Gas
  • Cooling features: Central Air,Ductless Split AC

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: First
  • Area: 224

Living Room

  • Level: First
  • Area: 322

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2912008220000000100000
  • Other equipment: Generator-Built-In

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.38 Acres
  • Features: Level
  • Lot size dimensions: 110 x 150

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Enclosed,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$346$4,152
Property Taxes $1,564$18,768
Electricity $193$2,318
Total$6,780$81,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,457/yr
40% on housing$203,400/yr
45% on housing$180,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07060$316
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07060$325
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$925,000
2026-05-28Listed for sale$980,000

For Sale by Agent

AgentSean Quinn
BrokerageCompass New Jersey, Llc

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